EBRI Policy Forum to Focus on HSA Trends

The non-partisan Employee Benefit Research Institute (EBRI) is sponsoring a (free) policy forum focused on the impact of financial incentives to increase enrollment and trends in health savings account (HSA) balances, contributions and distributions.

One-quarter of smaller employers and 61% of larger employers offered an HSA-eligible health plan in 2016. Growth in HSA-eligible health plans is expected to continue as employers adopt these plans as both a choice and on a stand-alone basis. In the absence of policy changes, employers’ adoption of HSA-eligible health plans may be plateauing.

Furthermore, public policy changes may also drive future growth. Both The American Health Care Act, passed by the U.S. House of Representatives in April 2017, and the Better Care Reconciliation Act unveiled in the U.S. Senate in June 2017 would raise the limit on HSA contributions, lower the excise tax on distributions for non-qualified expenses, create a grace period for opening an HSA, and make it easier for spouses to make catch-up contributions.

The policy forum will have four panels. The first panel will provide an overview of HSA-eligible plans and HSAs. The second will discuss ways to grow HSA-eligible health plan enrollment by enhancing the account. The third will discuss ways to grow HSA-eligible health plan enrollment by enhancing the HSA-eligible health plan. Employers with various perspectives on HSA-eligible health plans will make up the fourth panel.

There is no cost for attending this event, which will be held on Wednesday, July 12, 2017, 9:30 a.m.–12:30 p.m., followed by light lunch. The location is 20 F Street, NW, Washington DC. You can register for the event here.

For those outside the Washington, D.C. area, live streaming and replay info is available here.

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