Keyword: defined benefit pension

“Repeat” Performance

Individual retirement accounts (IRAs) currently represent about a quarter of the nation’s retirement assets; and yet, despite an ongoing focus on the accumulations in defined benefit (pension) and 401(k) plans that have, via rollovers, fueled a significant amount of this growth, a detailed understanding as to how these funds are actually used during retirement has, to date, not been as well understood.
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‘Better’ Business?

It has become something of a truism in our industry that defined benefit plans are “better” than defined contribution plans. Even the recent (arguably positive) changes in defined contribution design are often said to represent the “DB-ification” of DC plans.   Read More