OneAmerica Financial announced the launch of a new investment option that the firm suggests is ideal for clients looking for a target date series that may be more cost-effective than traditional target date funds (TDFs). RetirementTrack American Funds is an actively managed target date series of... READ MORE

It’s hardly news that younger generations like to (over)share, particularly on Insta, TikTok, and other social media apps, which can lead to questionable outcomes with long-term consequences. Yet, with health and finances, this propensity to divulge personal information could work in their... READ MORE

Content distribution has evolved significantly. It’s no longer a linear, one-way street but rather a loop. Understanding the digital landscape and how to leverage it for business development has become a critical skill for 401(k) advisors. This article will delve deeper into the content creation... READ MORE

Touted by proponents as a way to “enhance and standardize climate-related disclosures by public companies and in public offerings,” a divided Securities and Exchange Commission on March 6 approved new rules extending nearly 900 pages; the Commission, however, didn’t go as far as what it originally... READ MORE

ERISA consultants at the Retirement Learning Center Resource Desk regularly receive calls from financial advisors on a broad array of technical topics related to IRAs, qualified retirement plans and other types of retirement savings and income plans, including nonqualified plans, stock options, and... READ MORE

The parties in yet another 401(k) excessive fee suit have come to terms after two years of litigation. The suit in question involved the fiduciaries of the $5.2 billion L3Harris Retirement Savings Plan—a suit that in March 2022 claimed the participant-plaintiffs had exhausted their administrative... READ MORE

While traditional and Roth IRAs play a key role in household balance sheets, representing 36% of household financial assets among those owning them, new research also reveals that rollover activity, which helps many Americans preserve their retirement savings, has fueled recent individual... READ MORE

To address retiree concerns about running out of money in retirement, MetLife announced that it is working with Fidelity Investments to offer a fixed immediate income annuity through Fidelity’s new retirement income solution. The availability of the MetLife Guaranteed Income Program through... READ MORE

It wasn’t high costs or 401(k)s—necessarily—that ended the corporate pension plan’s reign, but rather ERISA itself. A recent paper from John Langbein, Yale Law School’s Sterling Professor Emeritus of Law and Legal History, argued that the 1974 landmark law's structure made defined benefit (DB)... READ MORE

While employers strive to address employees’ evolving needs, the results of a new survey find a disconnect between compensation and benefit offerings and employee preferences. Franklin Templeton’s Voice of the American Workplace Survey, now in its fourth year, finds that employee expectations are... READ MORE

Coachella shocked concertgoers at the appearance of a surprise performer—iconic rapper Tupac Shakur—on the final day of the hipster music festival in 2012. Shakur, killed in a hail of gunfire while stopped at a red light in Las Vegas over 15 years earlier, danced, sang, and responded as a... READ MORE