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Are Automatic Designs Part of Your Practice(s)?

DC Plan Design

Automatic enrollment has been an integral part of retirement plan designs for some time now—and yet while common, it’s hardly ubiquitous—and with legitimate reasons. Is it “active” in your recommendations—or has it run its course?

More than “mere” automatic enrollment—which, according to the 64th Annual Survey of 401(k) and Profit Sharing Plans by the Plan Sponsor Council of America, roughly two-thirds of plans currently have automatic enrollment in place, though it’s considerably less common among smaller plans. Beyond that, more than three-quarters of the plans that have automatic enrollment in place automatically increase default deferral rates over time—and, for the first time ever, the most common default deferral rate is now—well, considerably higher than three percent.

This week we’d like to know where things stand in your recommendation(s). REPLY to this week’s NAPA-Net Reader Radar poll at

And we’ll have it all sorted out for you by Friday.