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David Blanchett

How Social Security Solvency Affects Retirement Benefit Claiming Decisions
By David Blanchett | 3/11/2024
The decision about when to claim Social Security retirement benefits is a topic that is well covered in the financial press since most American retirees either are currently receiving retirement benefits or can expect to do so. Research typically suggests that retirees, especially healthier... READ MORE
The Retirement Income Assumption That Can Lead to Suboptimal Portfolios
By David Blanchett | 9/29/2022
Financial planning tools and retirement research predominately assume that retirement spending is effectively static, where the annual spending amount increases annually with inflation, regardless of portfolio performance. This simplifying assumption is clearly unrealistic and can result in... READ MORE

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Why is an SSA representative allowed to give out inaccurate information? This should be called to...
IRA distributions will not affect the SS earnings test, but they could result in federal income...
Thank you for bringing this up, but once again, where are the specifics to this groups proposal,...
"helping to ensure that workers’ retirement plans are always protected" - unless of...
When can the plan’s participants expect to be paid?