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Portal Conductor, Columnist: Steff Chalk

Steff is the author of the "Inside the Plan Sponsor's Mind" column for NAPA Net the Magazine.

He is the executive director of The Retirement Advisor University (TRAU), The Plan Sponsor University (TPSU) and 401kTV. He is also the co-founder and CEO of Fiduciary Consulting and Governance Group, Inc. and founder of CHALK Advisory Board, Inc. Since 1995, CHALK 401(k) Advisory Board has served in a fiduciary capacity to over $12 billion of retirement plan assets. Steff has more than 30 years of experience in the financial industry, including serving as an advisor/consultant to a global consultancy and Fortune 500 Companies. He is a co-author of How To Build a Successful 401(k) Retirement Plan Advisory Business, which is used by universities and College for Financial Planning (CFP) students.

A founding member of the National Association of Independent Retirement Plan Advisors, he has been recognized by 401kWire as one of the 300 Most Influential Advisors in Defined Contribution Plans.

Article Index

By Steff Chalk 5/30/2019
Reflecting on the DOL fiduciary rule, many retirement plan advisors mentally compartmentalized the entire multi-year experience somewhere between “a complete waste of time” and “added expense that contributed nothing to plan participants.”  Plan advisors spent copious amounts time touting the... READ MORE
By Steff Chalk 2/26/2019
Nearly 45 years after the passage of ERISA, plan sponsors as a group are still unclear on what they look for and expect from their plan providers, which includes the retirement plan advisor. And yet they are quick to declare what they do not want from their service providers: fiduciary... READ MORE
By Steff Chalk 11/1/2018
There is an awakening taking place in C-suites and HR departments across the country: Research supporting the benefits of financial wellness is continuing to mount, and rudimentary ROI calculations are surfacing.The same plan sponsors that advisors schooled on the financial impact of employing a... READ MORE
By Steff Chalk 8/30/2018
As industry practitioners and retirement plan specialists we maintain more than a passing interest in seeing that plan participants are collectively progressing toward achieving better outcomes.“Better outcomes” is a relative term solely indicating a directional-based level of performance rather... READ MORE
By Steff Chalk 6/14/2018
As if the distracting Department of Labor fiduciary-buzz over the last 10 years were not enough, the advisor community now faces the reality that retirement plan participants are also living longer in retirement. One of an advisor’s seldom-addressed concerns is that a client depletes their... READ MORE
By Steff Chalk 11/16/2017
Our industry is under pressure. That pressure is spread among all retirement plan professionals, including investment complexes, investment managers, broker/dealers, registered representatives and registered investment advisors. No entity appears to be spared.Retirement plan advisors receive... READ MORE
By Steff Chalk 8/31/2017
Uncertainty continues to brew in the land of the qualified retirement plan, as plan advisors weigh their options and consider changing to a new business model — all thanks to the shifting timelines of the new fiduciary rule established by the Department of Labor over the last year.But this... READ MORE
By Steff Chalk 5/17/2017
Robo-advisers receive a lot of ink/digitized news space today. Plan sponsors are confused. Plan sponsors who have been at the helm of their qualified plan over the last 20 years have observed investment firms, investment manufacturers, regulators and colleagues extolling the virtues of hiring an... READ MORE
By Steff Chalk 3/2/2017
Serving in a fiduciary capacity, or at least talking about it, has become mainstream in the wake of the Department of Labor’s fiduciary rule. However, talk is cheap. There is an inherent complexity associated with serving in the best interest of others when hired to do so. Placing another’s... READ MORE
By Steff Chalk 8/9/2012
[caption id="attachment_219" align="alignright" width="150" caption="More 401(k) Participants Turning to Professionals for Help"][/caption]Donec non nunc lectus, ut elementum ante. Vestibulum quis lectus sapien, a accumsan felis. In at dolor vel enim congue convallis posuere a ipsum. Aliquam erat... READ MORE
By Steff Chalk 7/2/2012
Donec non nunc lectus, ut elementum ante. Vestibulum quis lectus sapien, a accumsan felis. In at dolor vel enim congue convallis posuere a ipsum. Aliquam erat volutpat. Sed eget sem sapien, sit amet dignissim arcu. Donec gravida lobortis sapien, ac bibendum nisi tincidunt vel. Sed porta sagittis... READ MORE