Twelve Points Retirement Advisors

Firm Profile

Our Mission: To Protect Fiduciaries and Improve Participant Retirement Outcomes

Fiduciary Services
We offer customized retirement plan advice, fiduciary oversight and employee education. Our firm was founded on the principles of trustworthiness, loyalty, oversight, stewardship and helpfulness.

Participant Outcome Services
Whether you’re shopping for a retirement plan or already have one in place, Twelve Points Retirement Advisors will help ensure that you and your employees obtain the greatest benefit from your pension plan, 401(k) plan or other retirement plan.

Our Core Competencies include:
•Plan level diagnostics inclusive of quantitative and qualitative metrics to analyze the effectiveness of your plan.
•Quality assurance through a regular plan review process to ascertain potential opportunities for improvement of
investment options and cost savings.
•Advice on how to increase plan participation, auto-enrollment and company matches.
•Educational workshops to help employees learn how to save for retirement and make prudent financial decisions
through one-on-one personal financial planning sessions.
•GAP analysis to improve individual participant retirement outcomes.
•Rigorous oversight of plan governance to satisfy Department of Labor requirements, including performing a regular
competitive RFP process and investment analytics to create an audit trail for the plan sponsor.
•DOL 3(21) or 3(38) Fiduciary Investment Services to Plan Sponsors to ensure proper due diligence and process.
•Registered Investment Advisory services offering true independence and objectivity that is conflict-free.

KEY CONTACTS
David Clayman 978-318-9502 Dave@twelvepointswealth.com;

Francesca Federico 978-318-9503 Francesca@twelvepointswealth.com;

Emanuel Frangiadakis 978-318-9501 Manny@twelvepointswealth.com

WEBSITE
www.twelvepointswealth.com

PRIMARY MARKET(S) SERVED
Small $1 million-$10 million, Mid $10 million – $100 million

OPTIONS AVAILABLE
3rd Party Vendor Analysis Tool,
3rd Party Investment Analysis Tool, Other Tools,
Benchmarking Tools,
Participant Advice/Participant Services,
CRM/Data Aggregation, Internal Rollover Program,
Allows Fiduciary Declaration3(21)/3(38) ,
Custom Risk based/target date models,
408(b)(2) – in-house or outsourced,
Plan feature review/plan design consulting,
Consulting on SMAs, Plan sponsor fiduciary training,
Stable value analysis

Number of Home Office Employees Supporting the Business: 12

Key Contacts

David Clayman 978-318-9502 Dave@twelvepointswealth.com;

Terri Defina 978-318-9508 terri@twelvepointswealth.com;

Francesca Federico 978-318-9503 Francesca@twelvepointswealth.com;

Emanuel Frangiadakis 978-318-9501 Manny@twelvepointswealth.com