The American Retirement Association has submitted a comment letter to the IRS concerning the IRS’ 2018-2019 Priority Guidance Plan.   Read More

While June 13 was widely cited as the last day the Department of Labor could appeal to the U.S. Supreme Court the 5th Circuit’s ruling vacating the fiduciary rule, that day has now come – and gone.   Read More

Retirement Committees want to do the right thing, but astute committee members are realizing that “normal retirement age” is no longer normal for everyone.   Read More

Responding to a question from an advisor in Massachusetts, the ERISA consultants at the Retirement Learning Center Resource addressed a common inquiry involving the Form 5500.   Read More

Another provider has been sued by an employee-participant in its own 401(k) plan, not just for its inclusion of proprietary funds, but the type and number of options on its menu – and its target-date strategy.   Read More

A new report forecasts how the innovations brought on by the Pension Protection Act will continue to evolve, foreseeing a DC industry that takes on some of the traditional features of the DB industry.   Read More

The ERISA-mandated fidelity bond is not the same thing as fiduciary insurance.   Read More

Just how big is the missing participant problem? A recent study by the Retirement Clearinghouse measured the magnitude of the problem.   Read More

The Department of Labor on May 7 extended until further notice its temporary enforcement policy relating to its rule defining who is a fiduciary and the associated prohibited transaction exemptions.
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Like a plucky girl from Kansas, retirement plan professionals must face challenges of varying severity on the yellow brick road to retirement security. An expert panel at a May 1 session of the Plan Sponsor Council of America (PSCA) Annual Conference in Scottsdale, AZ discussed ways retirement plans and those who serve them can throw a bucket of water on those issues to make them melt away.   Read More

With Twitter-length brevity, the 5th Circuit has dispensed with attempts by AARP and three states to step into the fight over the future of the DOL’s fiduciary rule.   Read More

How do you increase retirement security for 80 million 401(k) account owners?   Read More

Three states have now entered the fiduciary rule litigation arena, claiming that they “can no longer rely on DOL to adequately represent their interests.”   Read More

Fearing that the current administration will not defend the fiduciary rule, AARP on April 26 filed a motion to intervene, seeking an en banc review of a divided panel ruling by the U.S. Court of Appeals for the 5th Circuit.   Read More

A long-time proponent of the Labor Department’s fiduciary rule is planning to challenge the recent 5th Circuit decision to vacate the rule.   Read More

Speculation continues to swirl on whether the Department of Labor will appeal the ruling by the 5th U.S. Circuit Court of Appeals vacating the fiduciary rule, but time is running short.   Read More

Despite the 4-1 vote by the Securities and Exchange Commission to release for public comment its fiduciary proposals, the commissioners apparently (still) have issues with the current version.   Read More

NAPA Executive Director (and American Retirement Association CEO) Brian Graff unveiled plans April 15 to address the expensive and outdated ERISA requirement to disclose information to 401(k) participants in paper form.   Read More

Enactment of the Retirement Enhancement and Savings Act (RESA) would be an important step in encouraging employers to offer DC plans and to expand access to various retirement savings options, panelists at a Capitol Hill retirement policy forum suggested this week.   Read More

The Tax Cuts and Jobs Act’s participant loan changes trigger something we would all rather not look at: the “uncomfortable” manner in which ERISA’s fiduciary rules apply to loans and their administration.   Read More