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Behavioral Finance

BY Ted Godbout | 10/10/2017
American economist Richard Thaler, a pioneer in behavioral economics, has been awarded the 2017 Nobel prize for Economic Science.Thaler, currently with the University of Chicago, was a force behind... Read More
BY Steff Chalk | 8/31/2017
Uncertainty continues to brew in the land of the qualified retirement plan, as plan advisors weigh their options and consider changing to a new business model — all thanks to the shifting timelines... Read More
BY Kristen Berman | 2/14/2017
As the focus over the last several decades has been on financial education and literacy, an emerging body of behavioral economics research is illustrating how this approach has failed. The commonly... Read More
BY NAPA Net Staff | 11/9/2016
Take a look at any education material targeted at DC participants and it is completely obvious that "the language of DC plans is math," observes industry analyst Warren Cormier.Math anxiety is a very... Read More
BY NAPA Net Staff | 8/22/2016
It is standard practice today to offer a series of TDFs and a fund lineup of single-asset classes in the same plan. But such a structure almost guarantees that the majority of DC investors will fail... Read More
BY Nevin E. Adams, JD | 7/26/2016
The retirement plan industry has paid a lot of time and attention to behavioral finance in motivating worker savings behaviors – but in doing so, we may be overlooking a significant factor that... Read More
BY John Iekel | 4/20/2016
Pushing saving beyond what people consider “normal” was the focus of an April 18 workshop session at the NAPA 401(k) Summit. Panelists Phil Fiore, UBS Financial Services Senior Vice President, FDG... Read More
BY NAPA Net Staff | 3/9/2016
As 401(k) plans increase their reliance on auto plan design features, we are seeing participants’ engagement and savings rates declining on average. The tactics many thought were going to boost... Read More
BY NAPA Net Staff | 1/13/2016
Though the message about the positive impact of behavioral finance’s beneficial applications to retirement savings hasn’t changed much, one of its leading proponents has some interesting ideas about... Read More
BY Fred Barstein | 11/2/2015
California Senate President pro tempore Kevin de León recently announced the state’s Digital Nudge Initiative, a collaboration with UCLA Anderson professor Shlomo Benartzi. The initiative follows the... Read More
BY Nevin E. Adams, JD | 10/21/2015
Choice architecture – a behavioral science application that includes things like automatic enrollment – works, but it is not the entire solution to worker savings behavior.That was one of the points... Read More
BY Nevin E. Adams, JD | 5/28/2015
The reason Americans aren’t saving enough may be that we don’t speak the “right” language.Research by UCLA behavioral economist Keith Chen suggests that there’s a link, and perhaps even a causal link... Read More