While retirement readiness has improved over the past two years for many DC plan participants, new data bolsters the case that the chances of achieving retirement readiness are highest when plan... Read More
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DC Plan Design
BY NAPA Net Staff | 6/10/2022
U.S. Treasury Secretary Janet Yellen has weighed in on the notion of including cryptocurrency in retirement plans.
Bloomberg Law reports that, in response to a question about Fidelity’s April 26... Read More
BY Ted Godbout | 6/9/2022
In a testament to the willingness of plan sponsors to implement smart plan design, retirement plan participants broke new savings records in 2021, yet there is still more to be done, according to... Read More
BY Nevin E. Adams, JD | 5/24/2022
The latest academic “dig” against 401(k) plans? Vesting schedules.
More specifically, firms with a combination of high turnover and vesting schedules, which means that workers are leaving behind... Read More
BY NAPA Net Staff | 5/13/2022
Transamerica has announced the addition of emergency savings accounts as a new employee benefit. Through new strategic relationships with Millennium Trust Company and SecureSave, the new... Read More
BY Ted Godbout | 4/29/2022
While it’s fairly well-known that auto-solutions can lead to increased participation and savings, new research finds that adopting the solutions in tandem can lead to even better results. ... Read More
BY NAPA Net Staff | 4/27/2022
Bipartisan legislation backed by the American Retirement Association would allow the expenses associated with plan design changes to be reimbursed from plan assets.
The Increasing Small... Read More
BY Ted Godbout | 4/27/2022
A new survey finds that 6 in 10 U.S. adults who took on student loan debt for their education delayed a major financial decision because of this debt, but Congress may provide some relief with... Read More
BY Michael P. Barry | 4/13/2022
I’d like to start what is likely to be a series of columns on the possibility that we are or may be moving to a provider-based retirement benefit system.
What problems might be solved by... Read More
BY Ted Godbout | 4/11/2022
More 401(k) participants say having ESG options could inspire them to increase their contribution rate, the results of a new survey suggest.
According to Schroders’ 2022 U.S. Retirement... Read More
BY NAPA Net Staff | 3/24/2022
A hot topic of conversation of late has been cryptocurrency—and just as it seemed to be making some inroads on some 401(k) platforms…
…the Labor Department jumped in with something called a... Read More
BY Ted Godbout | 3/21/2022
Employers are eyeing changes to their DC plans in an effort to improve their employees’ retirement security and financial wellbeing and to help with recruitment and retention.
In a survey of... Read More
BY Nevin E. Adams, JD | 3/4/2022
In recent weeks, there has been a lot of discussion (and even some legislative encouragements) toward some new (or, in some cases, not-so-new) plan design considerations. This week we asked readers... Read More
BY Nevin E. Adams, JD | 2/28/2022
In recent weeks, there has been a lot of discussion (and even some legislative encouragements) of some new (or, in some cases, not-so-new) plan design considerations. This week, we’d like to know... Read More
BY Nevin E. Adams, JD | 2/28/2022
A new partnership stands to revolutionize the traditional focus on retirement accumulation with some old-fashioned concepts of education and advice empowered by new technology.
One need look no... Read More
BY Ted Godbout | 2/22/2022
Given that strategies that worked for DC plans in the past may be less successful in the future, it will be critical to incorporate forward-looking market views to keep participants on track, the... Read More
BY Ted Godbout | 2/22/2022
While DB plans have benefited from alternative investments for years, a new paper suggests that DC plan fiduciaries may want to consider such investments as part of a multi-asset portfolio. ... Read More
BY John Iekel | 2/15/2022
Employer payroll deduction IRAs are coming back into vogue, an expert at last week’s NTSA Summit argued.
“Employer IRAs are not new—they’re just getting a resurgence because of the MEP... Read More
BY Nevin E. Adams, JD | 1/14/2022
The annual 64th Annual Survey of 401(k) and Profit Sharing Plans by the Plan Sponsor Council of America found some interesting and encouraging trends in plan design. So, what are NAPA-Net readers... Read More
BY Nevin E. Adams, JD | 1/4/2022
Which is more powerful—a generous match, or a high savings rate default?
As it turns out, Christmas Eve brought us a new white paper with the fairly innocuous title, “The Impact of Employer... Read More
BY Ted Godbout | 12/13/2021
While the current environment appears ripe for self-directed brokerage accounts (SDBAs) as various plan participants welcome the opportunity to select investments that reflect their values and... Read More
BY Ted Godbout | 12/3/2021
While automatic enrollment is a foundational plan design feature that helps boost plan participation, a new study finds that engagement and savings rates can vary dramatically depending on how... Read More
BY Hattie Greenan | 11/3/2021
The 3rd annual Plan Sponsor Council of America (PSCA) HSA Benchmarking Survey finds some consistent trends emerging.
With three years of data now, PSCA’s annual HSA survey is revealing some trends... Read More
BY John Iekel | 9/28/2021
While there is broad agreement that it is necessary to boost retirement savings, there is less uniformity of thought regarding how exactly to accomplish that. A panel of experts recently shared some... Read More
BY Nevin E. Adams, JD | 9/21/2021
Each generation experiences life through the prism of its own experiences—creating a unique frame of reference that can itself be a language barrier in communication.
Indeed, I have for... Read More
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