With inflation hitting a 40-year high in 2022, American workers of all ages cut their retirement savings, struggled with debt and found it difficult to make ends meet—but the findings were even more... Read More
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Industry Trends and Research
BY Ted Godbout | 4/19/2023
Various provisions under the SECURE 2.0 Act strongly resonate with employees amid considerable changes in retirement expectations, financial conditions and workforce demographics, but the findings of... Read More
BY Ted Godbout | 4/19/2023
While many younger investors are highly receptive to digital advice from their brokerage firms, a lack of understanding of how the technology manages their portfolio could be hindering wider adoption... Read More
BY Nevin E. Adams, JD | 4/18/2023
I recently stumbled across an academic study that claimed to find a correlation between higher employer contribution rates and leakage.
I will confess to a certain skepticism at that finding.... Read More
BY Ted Godbout | 4/14/2023
Despite an uncertain economic environment, wealth management M&A dealmaking activity appears to have bounced back in the first quarter of 2023 after four consecutive quarterly declines, with... Read More
BY Ted Godbout | 4/13/2023
Plan sponsor interest in keeping retiree assets in their defined contribution plans is increasing, according to new research from Cerulli Associates based off surveys and conversations with plan... Read More
BY Ted Godbout | 4/12/2023
A new study contends that there is a growing opportunity for wealth transfers, not only among the wealthy but also among lower-asset households affected by the transition from defined benefit to... Read More
BY Nevin E. Adams, JD | 4/10/2023
According to a new report, the youngest workforce generation — Gen Z — is off to a great start.
The report — Generational changes in 401(k) behaviors[i] — finds that while all generations saw... Read More
BY Nevin E. Adams, JD | 4/7/2023
Those of you who hung around for the last session at the 2023 NAPA 401(k) Summit got a special treat — our own advisor version of Family Feud…
Our version includes Team Wirehouse/Independents in a... Read More
BY Ted Godbout | 4/7/2023
A perceived comfortable retirement may be hard to reach for many working Americans, as most say it will take at least $1 million to do so, although most don’t expect to reach that number. ... Read More
BY Ted Godbout | 4/3/2023
Many new initiatives are popping up in the retirement industry, but which ones in particular can help make your practice better, while improving participant outcomes and getting paid for your... Read More
BY Nevin E. Adams, JD | 3/31/2023
Seems that every excessive fee litigation has at its core the assumption that all recordkeeping services are interchangeable — a “commodity,” if you will. This week we asked readers what they thought... Read More
BY David Blanchett and Ross Riskin | 3/30/2023
One of the most common charts used to demonstrate the benefits of being a long-term investor is the implications of missing the best trading days. The message that is often used by supporters of... Read More
BY Ted Godbout | 3/29/2023
Workplace benefit professionals who were surveyed on a wide range of employee benefits issues looking toward 2026 predict a massive increase in employer-provided defined contribution (DC) plan... Read More
BY Ted Godbout | 3/28/2023
Apart from the recent market volatility, a new study shows significant growth in account balances for 401(k) plan participants who consistently participate—especially for younger workers. ... Read More
BY Ted Godbout | 3/27/2023
While Millennials remain the largest cohort in the workforce and bring their own unique perspectives and expectations, the so-called Zoomer Generation born between 1997 to 2012 is beginning to enter... Read More
BY Nevin E. Adams, JD | 3/27/2023
Seems that every excessive fee litigation has at its core the assumption that all recordkeeping services are interchangeable — a “commodity,” if you will. This week, we’re asking you — is... Read More
BY Nevin E. Adams, JD | 3/24/2023
Ours is a business guided by black and white laws, but with lots of gray nuance and interpretation applied to individual situations. This week, we asked readers to weigh in on some questions that... Read More
BY Ted Godbout | 3/21/2023
Feeling cared for at work is a key driver of employee holistic health and happiness, and not prioritizing it can cause major issues in the workplace, according to a new study.
MetLife’s 21st ... Read More
BY Ted Godbout | 3/21/2023
Fidelity Investments is out with its latest Retirement Savings Assessment showing a decline in retirement readiness, as Americans continue to navigate ongoing market volatility and disruption... Read More
BY Nevin E. Adams, JD | 3/20/2023
Ours is a business guided by black and white laws, but with lots of gray nuance and interpretation applied to individual situations. This week, we’ve got some questions that normally get answered... Read More
BY Nevin E. Adams, JD | 3/20/2023
Apparently it’s never too early to start thinking about the cost-of-living adjustments for Social Security.
While at this point such things seem to be highly speculative (to say the least),... Read More
BY NAPA Net Staff | 3/15/2023
Retirement plan advisors’ use and understanding of 3(16) fiduciary outsourcing apparently is becoming more widespread, according to a new survey.
In conjunction with the firm’s second... Read More
BY Ted Godbout | 3/14/2023
In the post-SECURE Act 1.0 era, plan consultants are becoming more comfortable recommending retirement income options, but a new study suggests there are potential obstacles with newer solutions... Read More
BY Ted Godbout | 3/13/2023
Advisors are generally satisfied with their compensation plans, but there is room for improvement among wirehouses and large broker/dealers (B/Ds), a new report suggests.
According to The... Read More
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