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IRA Rollover

BY Nevin E. Adams, JD | 8/25/2016
The IRS has provided a self-certification procedure designed to help recipients of retirement plan distributions who inadvertently miss the 60-day rollover window.In Revenue Procedure 2016-47, the... Read More
BY NAPA Net Staff | 12/22/2015
The final fiduciary rule is likely to have a number of impacts, known and unanticipated, but a research firm doesn’t see any resulting slowdown in rollover activity.The latest issue of The Cerulli... Read More
BY NAPA Net Staff | 7/15/2015
Although traditional IRAs can be opened with either rollovers or contributions, rollovers tend to be the most common source for new traditional IRAs — and account for the vast majority of those IRA... Read More
BY NAPA Net Staff | 2/11/2015
The IRA rollover market — already a large component of the nation’s retirement savings — could see another surge in the next 12 months, according to a new report. More than one in... Read More
BY John Ortman | 10/29/2014
Advisors seeking to capture IRA rollovers face a "four-part harmonization" of regulatory and other government entities -- that is, SEC, DOL, FINRA and GAO -- in the words of ERISA attorney Fred Reish... Read More
BY Nevin E. Adams, JD | 10/24/2014
The Government Accountability Office (GAO) recently reissued its preliminary report on Individual Retirement Account (IRA) accumulations. As it had indicated in a statement to the Senate Finance... Read More
BY NAPA Net Staff | 10/13/2014
According to new research from Cerulli Associates, approximately $720 billion of defined contribution assets that were eligible for distribution remained in employer-sponsored plans in 2013.... Read More
BY NAPA Net Staff | 9/9/2014
With taxes and tax rates facing an uncertain future, interest in Roth IRAs is growing among both participants and plan sponsors. But who is contributing to these Roth IRAs, and how fast are... Read More
BY John Iekel | 7/24/2014
Is Washington obsessed with rollovers? Brian Graff, Executive Director/CEO of NAPA and ASPPA, thinks so. “There’s no one who doesn’t care about this issue. There is an obsession... Read More
BY Fred Barstein | 7/21/2014
Rolling a 401(k) account into an IRA is not only a popular choice for most participants, for some it’s the only option they have. As illustrated by a July 18 CNN article highlighting the issues... Read More
BY Fred Barstein | 6/18/2014
Adding fuel to the fire, an attack on the IRA rollover industry by Bloomberg cites numerous examples of advisors preying on retirees rolling their 401(k) money into IRAs. One expert claims that IRAs... Read More
BY Fred Barstein | 5/22/2014
While assets in IRAs are larger than assets in DC plans, the vast majority of their growth comes from rollovers, according to research from EBRI. The EBRI database covers $2.09 trillion of the ICI-... Read More
BY Fred Barstein | 5/12/2014
IRA rollovers continue to grow at a steady pace, according to Cerulli’s latest report, “Retirement Markets 2013: Data... Read More
BY Fred Barstein | 4/2/2014
One of the issues for online advice services is that their ambitions are much larger than their AUM. While NextCapital has overcome that hurdle by focusing on rollovers from 401(k) plans, it has yet... Read More
BY John Iekel | 4/1/2014
Plan participants with multiple IRAs are on borrowed time if they want to make more than one tax-free rollover from one IRA to another. Beginning Jan. 1, 2015, they can make only one, as Sarah Sise... Read More
BY John Ortman | 3/26/2014
There's good news and there's bad news on the IRA rollover front. The good news: The regulatory agencies and industry groups with jurisdiction over IRAs — the DOL, the SEC and FINRA — seem to be... Read More
BY Fred Barstein | 3/10/2014
Fred Reish asks whether the DOL, SEC and FINRA are working together on IRA rollovers, or whether they have independently reached the same conclusion — that the act of advising whether a plan... Read More
BY Fred Barstein | 3/3/2014
In an unprecedented move, Charles Schwab sent notice to 401(k) clients worth a total of more than $25 billion that it was terminating their relationships because the record keeper was not allowed... Read More
BY John Iekel | 2/7/2014
Recent guidance from the IRS and a pointed reminder from FINRA illustrate the increased frequency and importance of rollovers, not to mention the fact that they are piquing the interest of federal... Read More
BY John Iekel | 2/4/2014
If you have clients who have multiple IRAs, take note: They need to tread carefully regarding rollovers. In a Jan. 28 ruling in Bobrow v. Commissioner, the Tax Court reminds us that holders of... Read More
BY Fred Barstein | 1/29/2014
According to research from Cogent involving more than 4,000 affluent investors, $280 billion is expected to be rolled over into IRAs this year. Key life events are the major trigger for rollovers by... Read More
BY Fred Barstein | 1/23/2014
In December, FINRA issued a notice (Regulatory Notice 13-45) reminding broker dealers of their responsibilities concerning rollovers, signaling their intent to focus more on this area. This week,... Read More
BY John Ortman | 12/30/2013
FINRA issued a regulatory notice Dec. 30 “reminding firms of their responsibilities” when recommending a rollover or transfer of assets from an employer-sponsored plan into an IRA. Regulatory Notice... Read More
BY Fred Barstein | 11/5/2013
With $5.7 trillion in assets and growing, the IRA market is hard to ignore. However, advisors acting as plan fiduciaries have to be more careful — the DOL is taking a much closer look at how clients... Read More
BY Fred Barstein | 10/21/2013
In study about how IRA holders reacted to the Great Recession, the ICI — using data from the IRS and SIFMA — found that traditional IRAs, or those with a consistent balance from 2007-2011, weathered... Read More