In Morningstar’s recent Rekenthaler Report, “Do Active Funds Have a Future,” John Rekenthaler considers the future of active management. His short answer: “Apparently... Read More
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Plan Optimization
BY NAPA Net Staff | 8/12/2014
A retirement savings demonstration has found its way into the record books — the Guinness Book of World Records, in fact. Prudential Financial turned up at the NASCAR Hall of Fame courtyard in... Read More
BY John Iekel | 8/8/2014
Many of the enhancements touted for defined contribution plan design are said to make them operate more like defined benefit plans — but does that apply to target-date fund (TDF) designs? A... Read More
BY NAPA Net Staff | 8/7/2014
Maryland Gov. Martin O’Malley (D) has named the members of a panel charged with finding “…ways to better secure retirement savings for private-sector employees in Maryland.... Read More
BY Nevin E. Adams, JD | 8/6/2014
A few months back, I was intrigued to catch several episodes of “Cosmos,” an updated version of the classic 1980 Carl Sagan series. Along with the significantly expanded and... Read More
BY Fred Barstein | 8/5/2014
With $600 billion in DC assets as of 2013 and 3.5 million participants, Vanguard is a giant in the DC market, but also a mystery to many in the plan advisor arena. Though many plan advisors have... Read More
BY John Adams | 8/5/2014
Lincoln Financial Group’s Retirement Plan Services business has promoted Jason Key to head of business development for its Institutional Retirement Distribution team. Previously Lincoln’s... Read More
BY John Ortman | 8/4/2014
So this year’s estimate of when the Old Age, Survivors and Disability Insurance (OASDI) trust fund will run out of money is 2033, the Social Security trustees reported July 28 — roughly... Read More
BY John Iekel | 7/24/2014
It’s easy for inertia to take over when financial decisions have to be made, especially when it comes to investment choices in a 401(k) plan. In “Using Re-enrollment to Improve... Read More
BY John Iekel | 7/24/2014
Expenses charged to 401(k) plan participants declined in 2013, says a new study from the Investment Company Institute (ICI). In “The Economics of Providing 401(k) Plans: Services, Fees and... Read More
BY Jerry Bramlett | 7/23/2014
In 2009, in the aftermath of the Great Recession, Bill Gross coined the term, “new normal.” Describing the new normal nearly five years ago, Gross told Forbes that “our future... Read More
BY Fred Barstein | 7/22/2014
In what has been a groundbreaking case study for state and municipal pension plans, Detroit retirees agreed to a 4.5% cut in benefits and no cost of living increases. If the former municipal workers... Read More
BY John Iekel | 7/21/2014
Investing in microcap companies can be easy and attractive — their stocks are low-priced. But as a recent SEC posting notes, the risks in investing in microcaps include volatility and liquidity... Read More
BY John Ortman | 7/18/2014
Sometimes the simplest advice is the best advice — it just needs to be communicated clearly and internalized fully by participants, not just go in one ear and out the other. In a two-part... Read More
BY John Ortman | 7/17/2014
Many plan sponsors continue to maintain 80% or more of their equity allocation in domestic stocks, despite the fact that U.S. companies now account for only about half of the total global market... Read More
BY John Iekel | 7/16/2014
Target date funds are growing and likely to comprise a larger percentage of 401(k) assets, says Paladin Registry, an independent educational resource for investors. Paladin cites statistics... Read More
BY John Iekel | 7/15/2014
Millennials’ embrace of savings is robust, says a report the Transamerica Center for Retirement Studies issued July 15. The report says that employees born between 1979 and 1996 have a strong... Read More
BY Jerry Bramlett | 7/15/2014
A recent article in The New York Times, “Fund Investors Basking Under Many Clouds,” considers what seems to be complacency on the part of “investors who have displayed a... Read More
BY John Ortman | 7/11/2014
Since the SEC reopened the comment period on its target date fund proposal in April, the commission has received 29 comment letters generally favoring appropriately tailored enhanced disclosure... Read More
BY John Iekel | 7/11/2014
Defined benefit plans, as well as defined contribution plans, are both yielding ground to the expanding cash balance plan segment. Both Kravitz, a firm that designs, administers and managing... Read More
BY John Ortman | 7/11/2014
Nobel Laureate Robert C. Merton created quite a stir last month. In an article published in the July-August issue of the Harvard Business Review, Merton accused 401(k) sponsors and... Read More
BY John Ortman | 7/11/2014
The confluence of two forces is just beginning to the reshape how Americans view their retirement years. First, people are living longer, healthier lives. “This means many people have at least... Read More
BY Jerry Bramlett | 7/2/2014
In a recent Motley Fool post, “Will This Start-up Kill the ETF Revolution?” the author states: “a new start-up company is looking to bypass the management fees that ETFs charge, instead giving you... Read More
BY John Iekel | 7/1/2014
The Treasury Department issued a rule July 1 that essentially allows employees to convert part of their IRA or 401(k) balances into a longevity annuity. Under the rule, an IRA or 401(k) can allow... Read More
BY Jerry Bramlett | 6/26/2014
Forbes.com recently published an article that will appear in the June 30, 2014 issue of Forbes magazine, “How Much Will You Earn On Your Stocks and Bonds?”. The author’s basic contention is something... Read More
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