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Retirement Income

BY Ted Godbout | 11/13/2023
During the previous two editions of The State of Retirement Income, researchers at Morningstar recommended that the so-called 4% safe withdrawal rate for retirees should be lowered given current... Read More
BY NAPA Net Staff | 11/10/2023
Transamerica is adding the State Street GTC Retirement Income Builder (the Series) to its recordkeeping platform, joining State Street Global Advisors (SSGA), Global Trust Company (GTC) and ARS (... Read More
BY Ted Godbout | 10/31/2023
While it may come as no surprise, the sooner Congress implements reforms to the Social Security system, the lesser the impact might be on beneficiaries; but the closer it gets to 2034, when the trust... Read More
BY Charles E.F. Millard | 10/23/2023
During its strike, one of the UAW's demands has been that the auto companies restore traditional pensions. Less well-known, but noted in published reports, is that the negotiations have also... Read More
BY John Sullivan | 10/18/2023
COLAs aren’t cutting it. The 3.2% Social Security cost of living adjustment (COLA) is well above the 2.6% average over the past two decades, according to The Senior Citizens League (TSCL).... Read More
BY John Sullivan | 10/17/2023
While tough to evaluate with apples-to-apples comparisons, Mercer and CFA Institute again released their annual Global Pension Index, which compares 47 retirement income systems, covering 64% of the... Read More
BY Ted Godbout | 10/12/2023
While it’s not nearly as high as the massive, inflation-fueled adjustment in 2023, Social Security recipients will still receive a modest cost-of-living adjustment (COLA) for 2024. This morning,... Read More
BY Ted Godbout | 10/11/2023
New research suggests that one of the best actionable steps a person can take toward a secure retirement is creating a formal written financial plan. Among the benefits of having a plan is that it... Read More
BY Ted Godbout | 9/26/2023
As if the stress from high inflation and the possibility of an economic downturn wasn’t already enough, add concerns about higher taxes on 401(k) plans and IRAs to the list of worries. According... Read More
BY Nevin E. Adams, JD | 9/19/2023
My “retirement” isn’t even a year old—and for the most part, it’s played out pretty much as planned.  There was, however, an area that caught us a bit flat-footed. For us (and this has very... Read More
BY Ted Godbout | 9/19/2023
There’s some good new and some bad news in Goldman Sachs Asset Management’s (GSAM) just-released retirement report, which examines how plan participants are preparing for, transitioning to, and... Read More
BY Ted Godbout | 9/13/2023
With one month of consumer price data left to go before a final determination, it appears there will be a Social Security cost-of-living adjustment (COLA) for 2024, but it won’t be nearly as high as... Read More
BY Ted Godbout | 9/6/2023
The findings in a new survey suggest a need for financial advisers to discuss optimizing Social Security benefits with their clients, as large percentages of respondents across generations do not... Read More
BY John Sullivan | 9/5/2023
Everyone, relax. There is no retirement savings “crisis,” and you’re probably saving enough for retirement. That’s the message in a recent op-ed in The Wall Street Journal, and a working... Read More
BY Ted Godbout | 8/21/2023
The Capital Group, home of American Funds, has joined efforts with Shlomo Benartzi’s PensionPlus to make it easy for retirement plan participants to create a highly personalized paycheck in... Read More
BY Ted Godbout | 8/14/2023
A newly released survey of plan sponsors reveals that many continue to broaden efforts to help participants achieve retirement security across employee financial wellness, plan design, and... Read More
BY John Sullivan | 8/14/2023
The effect of skipping past Social Security’s looming solvency deadline without a solution is by now widely known. If payroll taxes are the only available funds, Social Security will pay 77% of... Read More
BY Ted Godbout | 8/10/2023
Based on the latest consumer price data released Aug. 10, The Senior Citizens League (TSCL) estimates that the Social Security cost of living adjustment (COLA) for 2024 is looking increasingly like... Read More
BY NAPA Net Staff | 8/8/2023
The latest entrant into the retirement income space comes in the form of a new target-date fund. Nuveen, the investment manager of TIAA, has just introduced the Nuveen Lifecycle Income Series, a... Read More
BY John Sullivan | 8/8/2023
We know waiting to claim Social Security benefits pays—to the tune of an extra 8% per year for every year after full retirement age, or 32% in total. It’s one of the best deals in finance, and... Read More
BY Nevin E. Adams, JD | 7/31/2023
Regardless of plan sponsor sentiment, there’s also a pretty consistent understanding that advisors will wind up playing an essential role in overcoming the traditional objections to these solutions... Read More
BY Nevin E. Adams, JD | 7/25/2023
It’s widely said that 10,000 Boomers are heading into retirement every day—and survey after survey indicates that they are interested in some kind of “solution” to provide a dependable stream of... Read More
BY John Sullivan | 7/20/2023
Recent research from the Investment Company Institute (ICI) sought to answer two critical questions on which retirement policy is often based—how do the amount and compositions of spendable income... Read More
BY Nevin E. Adams, JD | 7/18/2023
Over the past couple of years, one of the most-clicked posts on NAPA-Net has been on a topic that is a bit of a head-scratcher. I’m speaking, of course, of the (now-incessantly tracked), monthly... Read More
BY Ted Godbout | 7/12/2023
Talk about what a difference a year makes. This time last year, estimates showed that the 2023 cost-of-living-adjustment (COLA) for Social Security could exceed 10%. But after more than a year’s... Read More

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