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Retirement Income

BY Nevin E. Adams, JD | 6/14/2022
This weekend is, of course, Father’s Day—but my dad’s decision to retire was driven more by time than timing.  Like many of his generation, once he got to 65, it was time to “retire.” He didn... Read More
BY Ted Godbout | 6/10/2022
Coming on the heels of the latest trustees’ report showing that Social Security faces long-term funding problems, legislation has been introduced in both the House and Senate that seeks to expand... Read More
BY Nevin E. Adams, JD | 6/7/2022
Last week the Treasury Department’s Social Security Board of Trustees released its annual report in a classic case of good news, bad news. The good news, of a sort, was that the date through... Read More
BY Ted Godbout | 6/1/2022
One of the biggest decisions upon retirement is deciding when to claim Social Security, yet a surprising number of near-retirees still lack even basic knowledge about how the program works. ... Read More
BY Tamiko Toland | 5/25/2022
Lifetime income solutions are a hot topic in defined contribution—and people have questions! Here, we touch on five common objections and concerns that arise around the rationale for including these... Read More
BY Ted Godbout | 5/13/2022
While the final Social Security cost of living adjustment won’t be known for several months, the latest Consumer Price Index data suggests that next year’s COLA is approaching double digits.... Read More
BY NAPA Net Staff | 5/5/2022
The Retirement Income Consortium has launched—with the “shared goal of supporting greater access for workers to retirement income solutions”—and the American Retirement Association is a member.... Read More
BY Judy Ward | 4/27/2022
Will a new generation of lifetime income products finally gain traction in the market? In the cover story in the latest issue of NAPA Net the Magazine, Judy Ward has answers from some industry... Read More
BY Ted Godbout | 4/27/2022
Since the start of the pandemic, plan sponsors appear to have become less sure that traditional target date funds meet employees’ retirement needs and are expressing interest in the next generations... Read More
BY Nevin E. Adams, JD | 4/1/2022
It’s ironic that programs designed to provide retirement income pay so little attention to the realization of that objective—this week, ahead of some NAPA Summit sessions on the topic—we asked... Read More
BY NAPA Net Staff | 3/31/2022
Annexus Retirement Solutions has joined forces with State Street Global Advisors—the world’s fourth largest asset manager—to develop a target date fund (TDF) with an embedded income solution for the... Read More
BY Nevin E. Adams, JD | 3/28/2022
It’s ironic that programs designed to provide retirement income pay so little attention to the realization of that objective.  To this day, only about half of defined contribution plans... Read More
BY Ted Godbout | 3/23/2022
Americans generally believe that their retirement savings are doing better, but apparently there is a sizeable confidence gap in their ability to enjoy a comfortable retirement. ... Read More
BY NAPA Net Staff | 3/14/2022
It may seem a little early to be scoping out a potential Social Security increase for next year—but not if you’re the Senior Citizens League. That nonpartisan seniors’ group—which issued a number... Read More
BY Nevin E. Adams, JD | 2/28/2022
A new partnership stands to revolutionize the traditional focus on retirement accumulation with some old-fashioned concepts of education and advice empowered by new technology. One need look no... Read More
BY Ted Godbout | 2/23/2022
A growing proportion of retirees are depleting their DC plan lump-sum payments at faster rates than previously seen and may be regretting that decision to withdraw all their money, a new study finds... Read More
BY John Iekel | 2/23/2022
The IRS on Feb. 23 issued a proposed rule addressing the required minimum distribution (RMD) requirements for plans qualified under Code Section 401(a) that will update applicable... Read More
BY Nevin E. Adams, JD | 2/11/2022
Whether your savings focus is retirement or “financial freedom,” sooner or later there comes that time when you’re going to want to draw down what you spent so long building up. But retirement income... Read More
BY Nevin E. Adams, JD | 2/7/2022
Whether your savings focus is retirement or financial freedom, sooner or later there comes that time when you’re going to want to draw down what you spent so long building up. But retirement income... Read More
BY Ted Godbout | 1/28/2022
A new study identifies a set of scorable retirement income factors that can help define preferences for an overall retirement income style, which can point toward an appropriate retirement income... Read More
BY Ted Godbout | 1/13/2022
As plan sponsors consider design changes to make their plans more effective decumulation vehicles, a new paper by Cerulli argues that there is no one-size-fits-all solution and that managed... Read More
BY John Iekel | 12/22/2021
An important retirement-related concern is whether savings will be adequate for the lifespan of a retiree. Annuities are one way some seek to provide a source of lifetime income; however, as a recent... Read More
BY Nevin E. Adams, JD | 12/21/2021
“You better watch out, you better not cry, you better not pout…” Those are, of course, the opening lyrics to that holiday classic, “Santa Claus is Coming to Town.” And while the tune is jaunty... Read More
BY Michael P. Barry | 12/2/2021
The Consumer Price Index (CPI) has risen steadily throughout 2021, with prices in October 2021 6.2% higher than at the beginning of the year. We have all been pretty much ignoring inflation as a... Read More
BY Nevin E. Adams, JD | 11/30/2021
A recent white paper has garnered a lot of discussion by casting “shade” on a traditional premise about retirement plan withdrawals. The premise—a so-called “rule of thumb[i]”—isn’t all that old,... Read More

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