Concern over plan fees is nothing new. The DOL has generated heated and seemingly perpetual discussion of the disclosure of fees, but the courts have brought to light another important perspective on 401(k) plan fees. Emily Peterson of Winston & Strawn writes that court rulings in 2013 serve as... READ MORE

Advisors can still play an important role in helping plan sponsors and participants manage an employee’s funds even after retirement, a new study by Vanguard suggests.The vast majority of retirees (90%) continue to preserve their savings in tax-deferred accounts — either individual retirement... READ MORE

Aging population + shrinking workforce = retirement funding challenges. Many countries face this equation, and the fact that the world’s most populous one is among them underscores how widespread that problem has become. Recent research outlines China’s problem and what the likely responses to it... READ MORE

Defined contribution plans are a centerpiece of the U.S. retirement system. But good design and laws such as the Pension Protection Act of 2006 that bolster those plans are not enough, argues a recent study, which suggests that good communication and effectively educating plan participants also are... READ MORE

The way public sector DB plans invest their funds underscores the importance of diversification and the value of global investments, a recent study by T. Rowe Price found. The study, “Expanding the Fixed Income Opportunity Set for Public Pension Plans,” says that while some public DB plans pursue a... READ MORE

A week after the IRS issued new rules for in-plan Roth rollovers in IRS Notice 2013-74, commentary on what that guidance means for advisors and their clients is beginning to appear. Sidley Austin LLP notes that under this new guidance, plans have more power but also more responsibility: • New power... READ MORE