Skip to main content

You are here

News Archive

Advertisement

News Archive

Esri, a pioneer in geospatial analysis based in Redlands, CA, has applied its “tapestry segmentation” approach (which classifies all U.S. neighborhoods into 65 segments based on their socioeconomic and demographic characteristics) to 401(k) participation and contribution data. The result is a novel... READ MORE
Who are America's fastest-growing class of millionaires? Police officers, firefighters and teachers, Forbes publisher Rich Karlgaard noted recently. Doubt it? Then ask yourself: What is the net present value of an $80,000 annual pension payout with additional full health benefits? Working backward... READ MORE
Tired of hearing about the fiscal cliff yet? We are too. But while the American Taxpayer Relief Act (which "relieved" American taxpayers by raising their taxes) arguably may have been bad fiscal policy, bad employment policy and bad tax policy, from a purely pension- and benefits-centric point of... READ MORE
While most DC plan participants are passive investors interested in pre-diversified products like target-date funds and managed accounts, there’s a second, smaller group of more sophisticated investors who want to take an active role in diversifying their portfolios.These “diversify it yourself”... READ MORE
Sungard Relius, a reliable source of technical information for plan professionals, tackles the question of how to correct improper exclusions in a safe harbor plan. As part of answering that question, Relius also answers the following questions, including examples.• How does a plan correct the... READ MORE
Using annual return data for large-capitalization stocks and corporate bonds from 1926 through 2011, researchers from Boston College’s Center for Retirement Research studied the distribution of historic returns and then used that distribution to determine optimal consumption and portfolio asset... READ MORE
In a typically insightful column, Fiduciary News’ Christopher Carosa writes this week about what lies ahead in 2013, with a focus on what four industry thought leaders foresee. Addressing the advisor-sold world, Mike Alfred, co-founder and CEO of BrightScope, believes that we’ll see more top plan... READ MORE
Editor’s Note: This is the latest in a series of posts by speakers at the 2013 NAPA/ASPPA Summit, March 3-5, 2013 in Las Vegas. Richard A. Weiss of American Century discusses reevaluating existing retirement plans for a potential reboot using target-date products as a default investment option.... READ MORE
In a post on the DOL’s blog, EBSA’s Phyllis Borzi boasts that the agency “protected or recovered” more than $1.2 billion in FY 2012 “for workers who participate in private-sector employee benefit plans and their beneficiaries.” Most of this total was reported for participants in 401(k) or similar... READ MORE
The IRS recently announced the new tax withholding tables resulting from the American Taxpayer Relief Act, a.k.a the fiscal cliff legislation. Employers should begin withholding Social Security tax at the rate of 6.2% percent following the expiration of the temporary two-percentage-point payroll... READ MORE
Are employer-sponsored Health Savings Accounts the new “401(k) plans for health care”? According to a Fox Business report they may well be. Money going in and out of HSAs — if spent on medical expenses — is tax free and grows tax free. And unlike health flexible spending accounts, unspent funds... READ MORE
Sooner or later, at just about every retirement plan conference, you’ll hear someone — and generally more than just one someone — cite the statistic that “only about half of working Americans are covered by a workplace retirement plan.” In fact, as an advisor, I’d be surprised if you hadn’t passed... READ MORE
The ERISA consultants at the Columbia Management Retirement Learning Center Resource Desk regularly receive calls from financial advisors on a broad array of technical topics related to IRAs and qualified retirement plans. A recent call with an advisor in Massachusetts is representative of a common... READ MORE
Roughly three-fourths of affluent investors perceive at least one major threat to their retirement security, but strategies for overcoming these threats vary by risk tolerance, according to a December survey from Spectrem’s Millionaire Corner. Self-described conservative investors are most likely... READ MORE
The Wall Street Journal picked its 2012 winners and losers after a year that showed steady gains with low volatility amid worries and uncertainty like the fiscal cliff, European debt and China’s slowing growth. The S&P (counting dividends) was up 15%, the DJIA 6%, NASDAQ almost 14% and junk... READ MORE
In his monthly “Investment Outlook,” PIMCO’s Bill Gross questions the long-term wisdom of the Fed’s continuing efforts to keep the economy growing by pumping in money to spur investments. As Ben Bernanke said in November 2011, “Like gold, U.S. dollars have value only to the extent that they are... READ MORE
Arthur J. Gallagher & Co. announced the acquisition of Gardner & White, an employee benefits consultant based in Indianapolis specializing in the health care industry. Last week Gallagher announced two other acquisitions, including Michigan-based Eriksen Group and Minnesota-based Unisom.... READ MORE
It’s no secret that most of NAPA’s 4,000 members enrolled as part of NAPA’s relationships with its Firm Partners. What’s pleasing too is that NAPA has also attracted hundreds of individual plan advisors to join NAPA on their own. Here’s an interesting profile of those individual plan advisors that... READ MORE
This may be news only to the president and Congress, but not only do American workers think the government should take steps to enhance tax incentives for retirement plans like 401(k)s, but most don’t expect to rely on Social Security — which younger workers don’t even think will be around when... READ MORE
In building strategic partnerships, Pete Kirtland wrote in Friday’s Wall Street Journal about the value and benefits of the unbundled approach: “When we talk about building 401(k) partnerships, there are two models in the retirement plan space. The old-fashioned one is called bundled. That's where... READ MORE
MarketWatch columnist Chuck Jaffe hopes that Americans’ anger at Washington for waiting until the very last minute to address the fiscal cliff will be a lesson for those individuals who are putting off saving enough for retirement. “If we learn anything from the fiscal cliff — from our disgust with... READ MORE
Just two weeks after it was started, the NAPA LinkedIn group has grown to more than 500 retirement plan professionals — many of whom are participating actively in discussion threads. As of today, for example, there were 22 posts in a wide-ranging discussion sparked by a commentary about the pending... READ MORE
Morningstar recently announced its Manager of the Year awards for 2012. Their criteria: managers must be Morningstar Medalists, must have generated strong long-term risk-adjusted returns, and must be strong stewards of investor capital. Along with domestic, international and fixed income,... READ MORE
As a history major, I learned the benefits of looking back to better understand the present and see more clearly into the future. At the risk of doing things backward, I am looking ahead first, and then will try to make sense of what happened last year — although with the fiscal cliff and threats... READ MORE
Part of the deal that avoided the fiscal cliff allows eligible DC participants to more easily convert to a Roth IRA (free registration required). That put 401(k) plans front and center with the press, including the Washington Post, New York Times and Forbes.As a result, participants will pay taxes... READ MORE

Pages

Advertisement