Will your portfolio soar with the Seahawks, or get punched by the Patriots? That’s what adherents of the so-called Super Bowl Theory would likely predict. The Super Bowl Theory holds that when a team from the old National Football League wins the Super Bowl, the S&P 500 will rise, whereas when... READ MORE

Last week we asked readers to weigh in on the most likely outcome(s) of the Department of Labor’s fiduciary reproposal.  The most popular response was that “fewer advisors will work with retirement plans,” narrowly edging out the sense that “advisors who work with retirement plans will all be... READ MORE

Rumor has it that the Department of Labor’s fiduciary reproposal will resurface shortly, and that the president may even offer it support in the State of the Union Address.While we don’t yet know what will be in this version of the proposal, this week we’re asking NAPA Net readers to weigh in: What... READ MORE

A year ago, President Obama touted the voluntary MyRA in his State of the Union Address — but the White House has a lot more to say about retirement this year — and it’s a lot less voluntary. According to a White House fact sheet, the administration is touting a series of retirement tax reform... READ MORE

Our industry spends a lot of time and money educating workers about the advantages and mechanics of saving for retirement. But here are six things I think too often go unsaid. Your 401(k) isn’t free. That’s right, it isn’t free. It may be heavily subsidized by your employer, and you’re likely... READ MORE

Setting effective retirement plan policy can be a tricky business. Those who do so must often thread a complex web of competing priorities, not to mention what can happen when you make changes that are predicated on bad assumptions or misunderstandings about how these programs work, or how plan... READ MORE

While finances aren’t topping their New Year’s resolutions lists, Americans are more likely to say they’ll seek the advice of a financial professional in 2015 than they were a year ago. Nearly a quarter (23%) of respondents to the sixth annual New Year’s Resolution Survey from Allianz Life... READ MORE

The winner of the year’s most ridiculous 401(k) headline may well be one that ran just last week. The post was titled, “Did Your 401(k) Balance Increase $50,000 This Year? If Not, You May Be Falling Behind.” Or, as I am inclined to think when I see such nonsense, “you may not.” The article was... READ MORE

A few years back — well, now it’s quite a few years back — when my kids still believed in the reality of Santa Claus, we discovered an ingenious website that purported to offer a real-time assessment of their "naughty or nice" status. Now, as Christmas approached, it was not uncommon for us to... READ MORE