Memory fades. But how fast? Within six months, at least regarding cybersecurity protocols, according to a study of how long employees retained the security measures they had learned. In “An Investigation of Phishing Awareness and Education Over Time: When and How to Best Remind Users,” researchers... READ MORE

The American Retirement Association submitted a statement to the Senate Special Committee on Aging in connection with its Sept. 24 hearing, “Women and Retirement: Unique Challenges and Opportunities to Pave a Brighter Future.”  “Women face a series of interconnected issues that make them... READ MORE

The Pension Benefit Guaranty Corporation (PBGC) announced Sept. 21 that it intends to provide new flexibility for variable-rate premium filers.  “This relief will support the Administration’s efforts to continue driving economic recovery and helping those in need,” said PBGC Director Gordon... READ MORE

More than one-third of U.S. households had an IRA in mid-2019, says a recent report that  looks at the prevalence and nature of IRA ownership in the United States. By the middle of 2019, write Sarah Holden and Daniel Schrass in the recently issued Investment Company Institute (ICI) report, The... READ MORE

The Aug. 18 proposed rules spell out procedures for rolling over qualified plan loan offset amounts under the Tax Cuts and Jobs Act (TCJA). The rules set forth regulations relating to amendments made to Internal Revenue Code Section 402(c) by Section 13613 of the TCJA. That provision of the law... READ MORE

The Securities and Exchange Commission (SEC) announced July 28 that it has reached a $40 million settlement with VALIC Financial Advisors (VFA) over failing to disclose payments to promote services to Florida educators.  The SEC had charged VFA, a financial services vendor that is in nearly every... READ MORE

The Centennial State has joined those providing a state-sponsored program for workers whose employers do not offer a retirement plan. Gov. Jared Polis (D) on July 14 signed into law SB20-200, a measure creating the Colorado Secure Savings Program.  The measure amends the Colorado Secure Savings... READ MORE

Much has been said and written about retirement readiness, and auto features—enrollment and escalation—are widely considered a way to improve it. A recent study has added to the statistics that bolster that view. Auto features can improve retirement readiness by more than 15 percentage points,... READ MORE

As plans contemplate changes to safe harbor plans in the midst of the COVID-19 pandemic, the IRS has provided some guidance and relief for certain plans.  As plans contemplate changes to safe harbor plans in the midst of the COVID-19 pandemic, the IRS has provided some guidance and relief for... READ MORE