Skip to main content

You are here


Research & White Papers

Prescience 2017: Expert Opinions on the Future of Retirement Plans
Retirement readiness will increase in importance over the next three years. Missing the trend could set back a retirement plan practitioner’s business as clients are drawn by the sirens of the competition on this topic.

You Are Your Brand: The PHD Personal Branding Process
It is estimated that there more than 300,000 financial advisors in the U.S., according to Tiburon Strategic Advisors, and the Department of Labor projects a 30-percent growth in the occupation by 2018. With so many financial advisors out there, how will you stand out from the crowd?

European Markets: Opportunities Beyond the Headlines
Major European companies have been discounted because of negative investor sentiment about economic prospects for the European Union. As a result, strong companies with high growth potential appear undervalued relative to their U.S. counterparts.

The High Cost of Accounts Left Behind
In this white paper, the people at Millenium Trust share their experience, as well as the sparse data available, to help quantify the costs of maintaining small balance accounts for former employees.

Active Share Update: Choices Abound in Active & Passive
Passively-managed equity funds have exploded in popularity in recent years, thanks to the perception that they charge lower fees while providing market returns with market risk. The true story is much more complicated, as performance, fees and portfolio turnover can vary widely among funds billing themselves as “passively managed.”

Lifetime Income Score V: Optimism and Opportunity
America faces a major — but eminently solvable — challenge: enabling working families to save enough to supplement Social Security and reliably replace in retirement the incomes they earned while working.

Empower Retirement’s Fiduciary Planning Guide
Plan sponsors must have both an appreciation of the roles and responsibilities of a fiduciary and an understanding of the practical steps that can be taken to fulfill them. This guide is designed as a primer for understanding the issues facing plan sponsors as fiduciaries, and it provides practical solutions to the most common challenges.

DC Focus: Perspectives on the New World of Retirement from BlackRock
We live in a world where we try to measure and quantify everything, so why have we done little to systematically assess the health of DC plans and participant outcomes?

401(k) After-Tax Accounts: The Forgotten Contribution Feature
No one can predict the future. Considering what the future may hold for most Americans with respect to tax brackets and deductions, having a potential pool of retirement income with low to no related tax liability could represent a prudent tax diversification strategy. Making employee after-tax contributions to a 401(k) plan is one way to potentially build a source of retirement income with little tax impact.