The list of most-read posts on NAPA Net last week reveals interest in NAPA’s updated record keeper consolidation list, Capitol Hill testimony from 401(k) critic Teresa Ghilarducci, a proposal from an... Read More
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Industry Trends and Research
BY Nevin E. Adams, JD | 5/27/2014
Our first home was in the northwest suburbs of Chicago. As much as we liked the house, we were not the first owners, and there were certain things we wanted to “fix.” The first of these was the... Read More
BY Fred Barstein | 5/27/2014
According to Vanguard, adoption and usage of Roth 401(k) plans has been tepid at best. At the beginning of 2013, to avoid a fiscal “cliff,” the federal government came up with a way to raise an... Read More
BY Fred Barstein | 5/22/2014
Blogging recently about the spread of state initiatives to require private companies to offer retirement plans to their workers, a Washington Post reporter likened the movement to “Obamacare for... Read More
BY John Ortman | 5/19/2014
The list of the five most-read posts on NAPA Net last week reflected interest in the potential impact of the DOL's fiduciary redefinition on small businesses, what's driving large record keepers'... Read More
BY Nevin E. Adams, JD | 5/19/2014
A couple of years ago, my wife and I sat down with an advisor to revisit our financial plan. Having gathered all the requisite information regarding assets, debt, insurance and retirement savings, he... Read More
BY John Ortman | 5/16/2014
A subtle power shift in the advisor-sold DC market will change the industry’s landscape forever, writes NAPA Net editor in chief Fred Barstein in the latest issue of NAPA Net the Magazine. In the... Read More
BY John Iekel | 5/15/2014
Some 30% percent of small businesses say it is at least somewhat likely they will eliminate their existing retirement plans if the DOL adopts its proposed, expanded definition of a fiduciary,... Read More
BY Fred Barstein | 5/15/2014
The growth of index and TDFs is not greatly exaggerated, according to a 20-page ICI report covering 2013. And for a variety of reasons, overall fund fees continue to decline — a growing percentage of... Read More
BY Andrew Remo | 5/14/2014
Lauding the federal Thrift Savings Plan as “one of the most efficient savings plans in America,” Sen. Marco Rubio (R-FL) urged that the DC plan for federal employees be made available to private... Read More
BY John Ortman | 5/12/2014
Last week’s top five most-read posts on NAPA Net reflected keen interest in seven industry megatrends identified by Christopher Carosa, JP Morgan head Mike Falcon’s answers to questions about the... Read More
BY Fred Barstein | 5/8/2014
Are early withdrawals from 401(k) plans replacing home equity loans as the new piggy bank for American workers? There’s evidence that as the number of home equity loans has dropped, there is more... Read More
BY Fred Barstein | 5/7/2014
Since today is “Siete de Mayo” — May 7 — we thought it an appropriate day to highlight Christopher Carosa’s article on our industry’s seven megatrends affecting the future:• Professional advice is... Read More
BY Fred Barstein | 5/6/2014
Wire houses looking to recruit experienced advisors and gather more assets are reported to be looking at bank brokers, a market once eschewed by bigger brokerage firms. Though there are a lot of... Read More
BY Fred Barstein | 5/5/2014
Australia seems to always stay ahead of the pension curve. Last year, a Mercer study showed that the country had the second best retirement system, following only Denmark. (The U.S. is ranked ninth... Read More
BY Fred Barstein | 5/5/2014
Perhaps signaling confidence in the economy by small business owners, contributions to self-employed 401(k)’s, SIMPLE IRAs and SEP IRAs have increased dramatically since the Great Recession,... Read More
BY Nevin E. Adams, JD | 5/5/2014
"Houston, we have a problem." That’s perhaps the most famous line of dialogue[1. Iconic as it might be, the movie’s most famous line, “Houston, we have a problem,” wasn’t an accurate quote. According... Read More
BY Fred Barstein | 5/2/2014
Buoyed by a strong bull market, more 401(k) participants are putting their money into equities, according to a study of 1.3 million participants at large companies conducted by Aon Hewitt and... Read More
BY Fred Barstein | 5/1/2014
Transamerica’s 15th annual retirement survey measures the effects of the Great Recession on three generations of savers, finding different attitudes and actions by each group. Boomers, the pioneers... Read More
BY Fred Barstein | 5/1/2014
The news in Putnam’s fourth annual Lifetime Income Score is good, as more Americans are on track to replace their income in retirement. Based on information from more than 4,100 households, overall,... Read More
BY Fred Barstein | 4/29/2014
Do advisors add value to their DC plan clients? That’s the big debate in Washington and in the industry today. But focusing on fees without measuring value makes the discussion almost meaningless. In... Read More
BY Fred Barstein | 4/29/2014
Based on a survey of 451 executives at companies with 25 to 249 employees commissioned by Guardian and conducted by Brightwork, there is widespread satisfaction with their retirement plans — but... Read More
BY Fred Barstein | 4/28/2014
According to the annual Gallup Economy and Personal Finance poll conducted this month, not having enough money for retirement remains the top concern for Americans, followed by medical costs caused... Read More
BY Fred Barstein | 4/28/2014
Is the Nicholas Schorsch-led RCAP a serious competitor to LPL in the IBD world? In a far-reaching article by Investment News’ Bruce Kelley, the comparisons between the two firms are compelling —... Read More
BY Fred Barstein | 4/25/2014
With all the press about the retirement savings crisis, you would think more people over the past 10 years would be saving for retirement. While older workers have gotten the message, other... Read More
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