A House bill plans to stop the Department of Labor’s fiduciary proposal by cutting off funding to implement the measure.The measure was included by the House Appropriations Committee in the draft fiscal year 2016 Labor, Health and Human Services (LHHS) funding bill, slated to considered in... READ MORE

A research paper finds that introducing a Roth 401(k) option doesn’t have much impact on current plan savings rates — but what does that have to do with their preference for tax preferences?Well, according to “Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions,”... READ MORE

By most accounts, target-date funds are the predominant default investment vehicle chosen by 401(k) plan sponsors today. In this week's reader poll we’d like to know what you recommend — and why — and what response you get from plan sponsors, if any.All responses are confidential, of course.... READ MORE

If retirement has a soundtrack, it’s going to be one heck of a playlist.This week we asked NAPA Net readers to vote on the best song(s) about retirement. We not only got a lot of votes, we also received a lot of additional “requests.” I think it’s fair to say we have something for just about every... READ MORE

Summer may still technically be a couple of weeks off, but as the temperatures rise, the car windows (and tops) are lowering, and the music is wafting out at louder volumes. So, as you crank up the tunes (in your car or personal listening device), this week we wanted to give you a chance to think... READ MORE

It’s National Business Etiquette Week — and NAPA Net readers have weighed in with their sense of the worst business etiquette transgressions.First and foremost, if you don’t have something good to say, don’t say anything — readers said that “criticizing others publicly” was, far and away, the worst... READ MORE

The headlines are all about revenue-sharing, conflicts of interest and statutes of limitation — but the things that are likely to get plans and plan sponsors in trouble are a lot more mundane.Here are seven that are more likely to gum up the works for your average plan sponsor. 1. Not following... READ MORE

The reason Americans aren’t saving enough may be that we don’t speak the “right” language.Research by UCLA behavioral economist Keith Chen suggests that there’s a link, and perhaps even a causal link, between a speaker’s language and his or her propensity to save. Chen points out that languages... READ MORE

Two things have been overlooked by many people in the days leading up to the Supreme Court’s decision in Tibble v. Edison International and the weeks thereafter: (1) most of the wrongs1 initially alleged did not survive the judgment of the district court; and (2) only a single issue — the... READ MORE