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Bob Toth

The Secret World of API and Beyond
By Bob Toth | 10/12/2021
My wife Conni and I have lurked in the netherworld of retirement plan administration for decades now, working on those things nobody ever sees. One of the ways we explain what we do to friends and family is with a story about their own 401(k) and 403(b) plans. What we tell them is that when they go... READ MORE
What Happens to Participants’ COVID-Related Distributions When an Employer Chooses Not to Treat Them as Such?
By Bob Toth | 7/8/2020
A surprising number of employers have opted not to offer the COVID-related distribution (CRD) relief under the CARES Act. But the employer’s decision is not the final word on this matter, because the statute grants participants specific tax benefits regardless of the sponsor’s choice. So what does... READ MORE

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