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Portal Conductor, Columnist: Nevin E. Adams, JD
Nevin is the former Chief Content Officer and Head of Retirement Research for the American Retirement Association. One of the retirement industry’s most prolific writers, these days he’s “retired,” which means he writes less, but continues to keep his eye on developments in, and threats to, the nation’s private retirement system.
In addition to helping guide the agenda development for the NAPA 401(k) Summit, he’s also the “Nevin” in the Nevin & Fred podcast (along with renowned ERISA attorney Fred Reish), offering irreverent, but relevant perspectives on the critical issues confronting plan sponsors, advisors, and retirement industry professionals.
Article Index
By Nevin E. Adams, JD 11/6/2015
Think you’ve had a bad week? It could have been worse. Check out what happened to these guys…
In Southbridge, Massachusetts, a middle school here was locked down for more than an hour…after two girls saw what they thought was a student holding a handgun…it didn’t turn out to be that, of course…can...
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By Nevin E. Adams, JD 11/6/2015
It’s been said that a committee is a group that keeps minutes and loses hours – so how do NAPA-Net readers deal with difficult committees (and committee members)?This week’s respondents worked with a variety of plan sizes, and committee structures also ran the gamut; from plans that had separate...
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By Nevin E. Adams, JD 11/3/2015
A frequent commentary on today’s plan designs is that they are more focused on accumulation than the eventual spend-down of those savings. It’s said that defined contribution plans too often not only facilitate lump-sum distributions, but, in design at least, encourage them. And yet, despite a...
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By Nevin E. Adams, JD 11/2/2015
It’s been said that a committee is a group that keeps minutes and loses hours — so how do you work with difficult committees (and committee members) to work productively?This week, a reader asked about other readers’ experience(s) with committees — lessons learned, tricks of your trade(s), and...
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By Nevin E. Adams, JD 10/30/2015
Think you’ve had a bad week? It could have been worse. Check out what happened to these guys…
In Nairobi, Kenya, Julius Njogu, 28, wanted to gain some fame (and prize money) for his performance in Kenya's Nairobi International Marathon… and in fact he claimed second place in a sprint finish… after...
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By Nevin E. Adams, JD 10/30/2015
That was the sense of one reader’s response to this week’s reader poll on the most impactful retirement savings innovations.There are so many things that have made it easier for Americans to save for retirement — and for advisors to help Americans save for retirement — but what are the most...
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By Nevin E. Adams, JD 10/29/2015
Retirement plans — and the role the federal government should play with them — made a surprise appearance at the GOP presidential candidate debate last night.In a forum titled “Your Money, Your Vote,” CNBC senior personal finance correspondent Sharon Epperson joined the moderating panel, asking...
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By Nevin E. Adams, JD 10/27/2015
Working with retirement plans is a complicated, challenging, and constantly changing process. That said, there are certain constants — and things that bear repeating and/or reconsidering from time to time.Here are a few points to ponder from my list of “constants”:1. The key to successful...
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By Nevin E. Adams, JD 10/26/2015
There are so many things that have made it easier for Americans to save for retirement — and for advisors to help Americans save for retirement. This week — weigh in (anonymously) on what you think have been the most important innovation(s).Some of the innovations are rather new — and some, while...
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By Nevin E. Adams, JD 10/23/2015
Think you’ve had a bad week? It could have been worse. Check out what happened to these guys…
In Clarksburg, West Virginia, Amanda Dolores Alleman, 38, was driving under the influence… managed to strike three parked vehicles… and then another three… when pulled over, Amanda registered a blood...
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By Nevin E. Adams, JD 10/23/2015
Proprietary target-date funds are still common on plan menus, but this week’s reader poll finds some notable shifts in that status.Asked how many of their plan sponsor clients have the record keeper’s proprietary target-date fund offering on their menu, 43% said that a quarter of their clients did...
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By Nevin E. Adams, JD 10/21/2015
Choice architecture – a behavioral science application that includes things like automatic enrollment – works, but it is not the entire solution to worker savings behavior.That was one of the points made by Dr. Julie Agnew, Associate Professor of Finance and Economics at William & Mary at this...
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By Nevin E. Adams, JD 10/20/2015
As I talk to retirement plan advisors and plan sponsors around the country, there seem to be three camps of thought on the Labor Department’s fiduciary reproposal: those who think it will be a big deal; those who think it will be a big deal but manageable (once certain key issues are addressed);...
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By Nevin E. Adams, JD 10/19/2015
A new survey finds that about 1 in 10 plan sponsors replaced their target date fund/balanced fund manager in 2014, while the proportion of plans that offer their record keeper’s proprietary TDF declined “precipitously.” The survey cites a number of reasons for that shift, though it is based on a...
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By Nevin E. Adams, JD 10/16/2015
Think you’ve had a bad week? It could have been worse. Check out what happened to these guys…
Near Liberty, Missouri, an unnamed man had been burning garbage in his field… then that fire got out of control… then, in an effort to put out the fire, the man decided to drive his van back and forth...
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By Nevin E. Adams, JD 10/16/2015
Well, a lot has already happened since we posed the question Monday — but who are NAPA Net readers pulling for in the World Series? First off, the Kansas City Royals were the pick for the American League victors, chosen by about 36%, comfortably ahead of the Houston Astros, who were chosen by 24%....
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By Nevin E. Adams, JD 10/15/2015
Despite those admonitions about the wisdom of eating your own cooking, another provider has been sued by its participants for the use of proprietary fund offerings in their 401(k).The suit, filed in U.S. District Court in Santa Ana, California, by plaintiffs Aleksandr Urakhchin and Nathan Marfice (...
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By Nevin E. Adams, JD 10/13/2015
It’s obvious why participants have a vested interest (literally) in the retirement income — the outcome, really — of their retirement savings plans. Here are four reasons why plan sponsors should care about outcomes.You want your employees to appreciate your benefit plan(s).If you’re responsible...
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By Nevin E. Adams, JD 10/12/2015
Well, the so-called “fall” classic continues to slip further on the calendar, but we are finally into the Major League Baseball playoffs. Who are you rooting for — and against?Weigh in in this week’s NAPA Net reader poll at https://www.research.net/r/KJWBK9M.
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By Nevin E. Adams, JD 10/12/2015
There’s a lot of buzz around robo-advisors, and no small amount of controversy — but a new research paper calls into question not only their favorable positioning under the Labor Department’s fiduciary reproposal, but their suitability for ERISA plans generally.In the report, “Robo-Advisors: A...
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