A new report finds that large independent broker-dealer firms – those with $10 billion+ in assets – are helping to shape the IBD channel into a concentration of a small number of large firms.Year-to-... Read More
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Industry Trends and Research
BY Nevin E. Adams, JD | 9/26/2017
In the course of my day, I talk to (and email with) people, read a lot, and every so often jot down a random thought or insight that gives me pause and makes me think. See what you think. Disclosure... Read More
BY Ted Godbout | 9/25/2017
While robo-advisors are rising in popularity and are projected to handle $8 billion of all global AUM by 2020, a new poll finds that a significant majority of Millennials still prefer a real-life... Read More
BY Nevin E. Adams, JD | 9/25/2017
Enhancing profitability made its move to top the list of topics for the NAPA 401(k) Summit, but it wasn’t the big mover this week.Nearly 5,000 votes have been cast, with a late surge lifting “... Read More
BY Nevin E. Adams, JD | 9/22/2017
Recent reports indicate a surge in adoption of cash balance plans in recent years, particularly among smaller employers. What are NAPA Net readers seeing in their practices?Cash balance plans... Read More
BY Ted Godbout | 9/19/2017
While having children leads to a moderate increase in the likelihood of being at risk of retirement preparedness, the influence of children is considerably smaller than other factors, says the Center... Read More
BY NAPA Net Staff | 9/19/2017
Running the plan and investing its assets in a way mindful of environmental, social and governance (ESG) concerns is a practice some pension plans follow. But a recent commentary questions whether... Read More
BY Nevin E. Adams, JD | 9/19/2017
In about a month, the IRS will announce the new contribution and benefit limits for 2018 – and that could be good news even for those who don’t bump against those thresholds.These are limits that are... Read More
BY Ted Godbout | 9/19/2017
Suggesting that it’s time to change the return-on-investment (ROI) conversation with respect to financial wellness programs, a recent paper contends that a more effective way to prove a program’s... Read More
BY Ted Godbout | 9/19/2017
A new report contends that robo-advisors’ “goal-based” advice falls short of a “best interest” standard for fiduciary advice.The paper, “Are Robo-Advisors Fiduciaries?” by attorney Melanie L. Fein... Read More
BY Nevin E. Adams, JD | 9/18/2017
Recent reports indicate a surge in adoption of cash balance plans in recent years, particularly among smaller employers. In this week’s reader poll, we’d like to know what you’re seeing – and doing.... Read More
BY NAPA Net Staff | 9/18/2017
August brought a notable uptick in 401(k) trading activity among defined contribution plan investors, according to the Alight Solutions 401(k) Index.There were three days of above normal trading... Read More
BY Nevin E. Adams, JD | 9/15/2017
While we know it shouldn’t be all about fees, it’s clear that fees can – and should – have an impact on provider selection.Asked to quantify a basis point differential that might justify changing... Read More
BY Ted Godbout | 9/14/2017
In analyzing relationships between the age structure of the population and investment returns, the researchers found some evidence that a population with more retirees than workers increases the... Read More
BY Ted Godbout | 9/13/2017
While both men and women overwhelmingly agree they are not saving enough for retirement, their overall savings habits and reasons given for not saving enough appear to be starkly different, according... Read More
BY John Iekel | 9/13/2017
Being prepared not just for a rainy day but for years — perhaps many years — of post-workforce life drives strategies and safety nets. And analyses often warn that all the effort is insufficient. But... Read More
BY Ted Godbout | 9/13/2017
While more Americans are feeling financially secure compared to five years ago, most significantly underestimate their projected life expectancy, how much they will need to cover health care costs in... Read More
BY Ted Godbout | 9/11/2017
In a recent study by LIMRA, the top two reasons retirement investors gave for selecting another company to manage their IRAs were relationships and recommendations.The LIMRA Secure Retirement... Read More
BY Nevin E. Adams, JD | 9/11/2017
While we know it shouldn’t be all about fees, it’s clear that fees can – and should – have an impact on provider selection. This week, we’d like to know about the role they play in your provider... Read More
BY Ted Godbout | 9/11/2017
As stock values generally rose during the first quarter of the year, most DC plan participants continued with their asset allocations and contribution levels, and maintained low withdrawal activity,... Read More
BY NAPA Net Staff | 9/11/2017
It would be easy to think of that question as rhetorical. And yet, new research concludes otherwise.Even the paper’s author, Hendrik Bessembinder of the Department of Finance, W.P. Carey School of... Read More
BY NAPA Net Staff | 9/11/2017
A new report indicates that retiree health care expenses will not only continue to increase, but will do so at triple the current rate of inflation for the foreseeable future.That unsettling news... Read More
BY Nevin E. Adams, JD | 9/8/2017
A recent survey of large plan sponsors suggests that, after years of declining, recordkeeper fees plateaued in 2016 – but what have NAPA Net readers seen with the plans they work with?A distinct... Read More
BY Ted Godbout | 9/8/2017
Amid all of the recent talk about tax reform and the potential move toward Rothification, Cerulli Associates has come out with a new report showing that only one-third of DC plan participants can... Read More
BY Ted Godbout | 9/6/2017
Millennials are taking steps to save early for retirement, but they also have higher expectations that employers should be offering access to a retirement savings plan and socially responsive... Read More
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