“Don’t throw out the baby with the bathwater” is an old — perhaps worn-out — cliché, but nevertheless sometimes it’s apt. And as the Obama administration unveils the fiduciary rule reproposal, NAPA Executive Director Brian Graff has warned that the regulations could have serious and negative... READ MORE

Despite the encouragement of regulators, the retirement plan industry at large and many retirement plan advisors, the take-up rate among plan sponsors remains rather modest.In a recent industry survey of more than 5,000 plan sponsors, nearly half say they offer no retirement income options in their... READ MORE

Two-thirds of American adults have experienced an event or situation that has had a negative effect on their financial plans for the long-term/retirement, including 75% of those under age 25, according to a new report. The vast majority (84%) of “Disrupted Americans” were saving for the long-term... READ MORE

Despite being the QDIA of choice among DC plans by an overwhelming margin, the seemingly unstoppable growth of TDFs finally slowed in the last quarter of 2014. According to research from Morningstar, new flows into TDFs, at $6.5 billion (representing a 1% increase during the quarter) was half the... READ MORE

It seems that part of that “Silver Tsunami” heading into retirement is made up of financial advisers. Cerulli Associates reports that the number of U.S. financial advisers fell for the fifth straight year in 2014. Reuters reports that the industry has lost more than 39,000 advisers, roughly 12%,... READ MORE

Nearly half of plan sponsor respondents say they offer no retirement income options in their DC plans — and another third say they are unsure about which options are offered. And while the certainty improved along with plan size, the overall picture painted by PLANSPONSOR’s annual DC survey was... READ MORE

An emerging “Generation D” (for digital) is not only embracing technology, but those tools are influencing their relationship with their advisors, a new survey by Accenture found. Accenture explains that Generation D consists of: 27% of all Millennial investors 39% of all Gen X investors... READ MORE

In January, Morningstar analysts upgraded four U.S. mutual fund ratings, downgraded five fund ratings and assigned three new ratings. The upgraded funds are: Boston Partners Long/Short Equity, upgraded to Silver from Bronze, for the fund's excellent results, combined with renewed confidence... READ MORE

If the Senate Committee on Homeland Security and Government Affairs has its way, the Department of Labor has some ‘splaining to do on its fiduciary regulation reproposal.In a Feb. 5 letter from Committee Chairman Ron Johnson (R-Wisc.) to Secretary of Labor Thomas Perez, the Committee requests that... READ MORE