The “right” answer to that question is, of course, it depends.  But the nonpartisan Employee Benefit Research Institute (EBRI) has published an analysis that, with the benefit of a full stochastic decumulation model focusing simultaneously on post-retirement investment risk, longevity risk and long... READ MORE

As the Obama administration moves forward with its fiduciary reproposal, a trade organization has published a white paper taking issue with the rationale for making those changes.The Securities Industry and Financial Markets Association (SIFMA) last week released a white paper pushing back on a... READ MORE

Multiple employer plans (MEPs) can provide a credible and cost-efficient plan design alternative — but they aren’t the only way to go, even for the smallest plan sponsors.At a panel discussion at the 2015 NAPA 401(k) Summit entitled “‘Multiple’ Choices – Is Your Practice Ready for MEPs?”, Greg... READ MORE

Joseph F. DeNoyior, CRPS, AIF, C(k)P, was named NAPA President at the 2015 NAPA 401(k) Summit in San Diego.  DeNoyior is the Managing Partner at Washington Financial Group (WFG) and the Partner in Charge of WFG’s retirement plan group, which services more than 150 qualified plans. He is a Founding... READ MORE

Today the National Association of Plan Advisors launches its second annual campaign to identify the best of the next generation of advisors: NAPA’s Young Guns.   One of the things that sets the list apart from other published lists is that it is based on a nominating/voting/selection process that... READ MORE

UBS Wealth Management Americas announced March 17 that it has renamed its retirement plan consulting business, UBS Retirement Plan Consulting Services. The business was formerly known as the DC Advisory Program."As a result of plan sponsor demand for a consultant to help them manage their fiduciary... READ MORE

Only retirement plan advisors fully appreciate just how important their DC wholesaler can be in building, managing and growing an advisor’s practice (for some additional insights, see a recent NAPA Net reader poll, “What Do You Prize in a DC Wholesaler?”. We call them “DC Wingmen” because if they... READ MORE

Record highs on Wall Street did little to motivate participant movement in February — and while transfers favored fixed income during the month, international funds also had some allure.According to Aon Hewitt’s 401(k) Index, which tracks the activity of roughly 1.3 million participants and $160... READ MORE

In coming years, more than half of workers and retirees in terminated multiemployer plans will face a reduction in benefits under current Pension Benefit Guaranty Corporation (PBGC) guarantees if their plans run out of money, according to a new study.In the past, only about 20% of workers and... READ MORE