In a 2012 survey, Pensions and Investments and Rocaton Investment Advisors polled 221 DC executives from firms managing $374 billion about their views on retirement income, fee disclosure regulations... Read More
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Industry Trends and Research
BY NAPA Net Staff | 10/29/2012
Fewer people leaving their 401(k) plans are keeping their money there, according to a JPMorgan study of participants in their DC plans. In 2008, 19% kept their money, compared with 17% in 2012.... Read More
BY NAPA Net Staff | 10/25/2012
Pop quiz time: What’s the percentage of U.S. workers in the moderate income range — that is, those who make $30,000 to $50,000 a year — without access to an employer-sponsored plan who are saving for... Read More
BY Nevin E. Adams, JD | 10/24/2012
I was asked recently about the so-called “4% rule.” That’s the rule of thumb that many financial advisors rely on as a formula for how much money can be withdrawn from retirement savings every year (... Read More
BY NAPA Net Staff | 10/24/2012
What are the three most common mistakes made by investors? According to a survey of advisers by Chris Carosa, they are:• trying to beat the market;• playing it safe; and• timing the market.Investors... Read More
BY NAPA Net Staff | 10/23/2012
A main focus of this year’s presidential election campaign — in the debates as well as the candidates’ TV and print ads — has been the plight of middle class Americans, with both candidates promising... Read More
BY Nevin E. Adams, JD | 10/19/2012
I was asked recently about the so-called “4% rule.” That’s the rule of thumb that many financial advisors rely on as a formula for how much money can be withdrawn from retirement savings every year (... Read More
BY NAPA Net Staff | 10/19/2012
The DC system in general, and 401(k) plans specifically, are under attack in various ways and from various directions. But what everyone seems to be ignoring is that the participant-directed... Read More
BY Nevin E. Adams, JD | 10/17/2012
There’s been a lot of talk lately about the need to fix the “broken” 401(k) plan. Some say it disproportionately benefits higher-paid workers; some claim it can’t provide a level of retirement income... Read More
BY NAPA Net Staff | 10/17/2012
In another sign of the shift from DB to DC plans, former Los Angeles Mayor Richard Riordan has filed a ballot initiative to overhaul the city’s employee pension system. Riordan’s plan would require... Read More
BY NAPA Net Staff | 10/15/2012
In another sign of the importance of DC plans, the Fed reported in its triennial Survey of Consumer Finances that DC plan balances accounted for 61.4 percent of families’ total financial assets in... Read More
BY NAPA Net Staff | 10/15/2012
It appears that benchmarking plan advisors will become as common as benchmarking funds and record keepers. As noted in a recent NAPA Net post, the industry has actually come up with an advisor RFP... Read More
BY NAPA Net Staff | 10/12/2012
The Profit Sharing Council of America (PSCA) has released its 55th Annual Survey of Profit Sharing and 401(k) Plans. The results of the 2012 survey — which reports on the 2011 plan-year experience of... Read More
BY Nevin E. Adams, JD | 10/11/2012
If you think it’s complicated trying to determine an individual’s retirement funding needs, imagine trying to do so for all American workers.When EBRI modeled the retirement savings gap of Baby... Read More
BY NAPA Net Staff | 10/9/2012
An Investment Company Institute study released last month, “Who Gets Retirement Plans and Why, 2011”, found that nearly three-quarters of those likely to save for retirement have access to a... Read More
BY NAPA Net Staff | 10/8/2012
Female wealth managers now manage an average of 5% more assets than their male counterparts, according to Fidelity’s 6th annual Broker and Advisor Sentiment survey. Behavioral finance research shows... Read More
BY NAPA Net Staff | 10/5/2012
Now that plan sponsors realize that 401(k) plans will the primary vehicle that most of their employees will rely on to finance their retirement, a recent survey by Towers Watson outlines how behavior... Read More
BY NAPA Net Staff | 10/4/2012
As you may have heard, there’s an election coming up in about a month. In a video shot just before the first presidential debate, NAPA’s Executive Director and Washington insider Brian Graff explains... Read More
BY NAPA Net Staff | 10/2/2012
Mitt Romney’s reference to the divide between the 47 percent of citizens who don’t pay income taxes and those who do may not be as important the pension divide, between those few who have a ... Read More
BY NAPA Net Staff | 10/2/2012
For decades, the defined contribution industry has focused on the performance of individual funds at the expense of other plan metrics. In a recent white paper, W. Van Harlow, Director of Research,... Read More
BY NAPA Net Staff | 10/2/2012
Participants’ concern about their retirement is growing, according to the 4th Annual 2012 DC Participant Experience Study by KK... Read More
BY Nevin E. Adams, JD | 9/30/2012
Here are six websites I recommend.The Employee Benefit Research Institute (EBRI)EBRI has been conducting nonpartisan, objective research on employee benefit plans (retirement and health care) since... Read More
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