Following a decade of litigation, defined contribution (DC) plan sponsors continue to rank governance and process—a broad category includes much of the “basic blocking and tackling” that plan... Read More
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Industry Trends and Research
BY Nevin E. Adams, JD | 4/25/2024
After plunging to levels not seen since the so-called Great Recession, a new survey picked up on a burst of optimism in retirement confidence. And the picture of retirement FROM retirement looks... Read More
BY Nevin E. Adams, JD | 4/23/2024
It’s been said that a crisis is a terrible thing to waste. But what if it’s a figment of your imagination?
“Crisis” is a word much bandied about these days, most particularly as a label applied to... Read More
BY Ted Godbout | 4/22/2024
Wealth management M&A activity “continues to thrive,” with 90 transactions announced during the first quarter of 2024, representing a 20% increase over 2023’s first quarter, according to ECHELON... Read More
BY John Sullivan | 4/18/2024
Relatively few health savings accounts (HSA) are invested, eliminating one of the product’s biggest advantages.
Recent analysis from the Employee Benefit Research Institute (... Read More
BY Ted Godbout | 4/17/2024
A national survey of women ages 25 and older, commissioned by the National Council on Aging (NCOA) and Women's Institute for a Secure Retirement (WISER), finds that for the second... Read More
BY Ted Godbout | 4/16/2024
Ongoing economic challenges are changing how Americans are thinking about retirement planning, with nearly 6 in 10 pre-retirees (57%) believing that inflation poses the most immediate challenge to... Read More
BY Ted Godbout | 4/11/2024
An annual analysis that tracks the overall performance of 401(k) plans both by industry and by company size finds considerable variations between the top and lowest performers.
Results from Judy... Read More
BY Ted Godbout | 4/10/2024
We’re still several months away from knowing what the final Social Security cost of living adjustment (COLA) will be for 2025, but the federal government's inflation data for March has pushed the... Read More
BY Ted Godbout | 4/9/2024
A new survey-driven analysis of the Saver’s Match enacted under the SECURE 2.0 Act finds that the program has the potential to be a “force multiplier” in helping lower-to-middle income Americans... Read More
BY Nevin E. Adams, JD | 4/9/2024
Last week, a new report claimed to find a big jump in a so-called “magic” number for retirement, based on what survey respondents said they thought they’d need. As though they’d know.
It garnered... Read More
BY Todd Kading | 4/3/2024
There’s a lot of talk about the dangers of fee compression—of the implications of the so-called “race to the bottom.” But are you actually part of the “problem?”
One of the most complicated... Read More
BY Ted Godbout | 4/2/2024
A new survey finds that Americans’ “magic number” for retirement has surged to an all-time high, jumping 15% in just a year and a whopping 53% since the onset of the pandemic.
As a result,... Read More
BY Ted Godbout | 3/21/2024
While a new study finds that satisfaction among clients using financial advisors has risen over the past year, it also finds, however, a growing lack of loyalty among more affluent Millennials.... Read More
BY Ted Godbout | 3/20/2024
If ever there were any doubts about the benefits of having a formal financial plan to help prepare for retirement, a new study by T. Rowe Price puts that to rest.
According to the firm’s report,... Read More
BY Nevin E. Adams, JD | 3/19/2024
An interesting—and somewhat counterintuitive—report came out last week, one that cast doubt on the “common wisdom” regarding Roth versus traditional pre-tax savings.
The assumption underlying the... Read More
BY Ted Godbout | 3/19/2024
A new report by a collaborative of industry stakeholders suggests that low-cost, plan-design solutions to nudge participants to avoid early withdrawals could make a significant dent in the racial and... Read More
BY Ted Godbout | 3/18/2024
An early preview of Vanguard’s How America Saves 2024 finds that plan sponsors are continuing to make improvements to their plan designs.
The report reveals that 60% of plans with an... Read More
BY Ted Godbout | 3/15/2024
In what may come as no surprise, a new survey that looks at plan sponsor attitudes toward retirement plan management finds that plan sponsors that use outsourced fiduciaries highly value the service... Read More
BY John Sullivan | 3/14/2024
Retirees are generally happier in retirement than in the workforce, but like many things in life, there are gaps between expectation and reality according to the latest MassMutual Retirement... Read More
BY John Sullivan | 3/13/2024
It’s been several years since the pandemic began, and its impact is still felt, as many Americans now opt for a non-traditional approach to retirement.
According to Fidelity Investments, 66% of... Read More
BY John Sullivan | 3/13/2024
Millennials are defining retirement by independence rather than age.
Accroding to a recent survey from IRALOGIX, over half say retirement is defined not by age 65 but by financial... Read More
BY John Iekel | 3/8/2024
The solvency of Social Security is not a new concern. It’s been on a slow—or, at times, high—burn for more than 40 years. Proposals to address the problem are almost as numerous as the warnings about... Read More
BY Ted Godbout | 3/8/2024
While there’s an emerging sense of optimism among women that the economy is improving, many unfortunately still worry about achieving financial security, particularly in the areas of retirement... Read More
BY John Sullivan | 3/4/2024
It wasn’t high costs or 401(k)s—necessarily—that ended the corporate pension plan’s reign, but rather ERISA itself.
A recent paper from John Langbein, Yale Law School’s Sterling Professor... Read More
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