While employers strive to address employees’ evolving needs, the results of a new survey find a disconnect between compensation and benefit offerings and employee preferences.
Franklin Templeton’s... Read More
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Industry Trends and Research
BY Nevin E. Adams, JD | 2/27/2024
Last week we explored the reasons why small businesses DON’T offer a retirement plan to their workers. But there are quite different—and positive—reasons for choosing to do so.
The obstacles... Read More
BY Ted Godbout | 2/27/2024
Just as Congress gets ready to debate whether there is a “retirement crisis,” new survey results from an organization supportive of restoring defined benefit plans finds that Americans are... Read More
BY Ted Godbout | 2/27/2024
Even with other ongoing financial struggles, retirement savers ended the year on a positive note with improved market conditions and consistent contributions helping boost average account balances to... Read More
BY Ted Godbout | 2/26/2024
A new study finds that an increasing number of women are feeling financially prepared for retirement thanks to their growing involvement in financial planning.
According to the study from Bryn... Read More
BY Ted Godbout | 2/23/2024
While the 401k Averages Book has served as a resource for evaluating 401(k) plan fees among large and small plans alike, the newly released 24th edition now includes new benchmarking data on advisor... Read More
BY Ted Godbout | 2/21/2024
With broker/dealers (B/Ds) actively encouraging their advisors to embrace the retirement plan space, a new report by Cerulli suggests that asset managers will need to adapt their approach to product... Read More
BY Nevin E. Adams, JD | 2/20/2024
The solution to the coverage gap lies through small business—but only about a third have been approached in the past year about offering one, according to a new survey.
That’s not exactly a new... Read More
BY John Sullivan | 2/16/2024
Two high-profile industry players announced another aggregator acquisition on Thursday.
OneDigital announced it entered a strategic relationship with Wintrust Investments, whereby it will acquire... Read More
BY John Iekel | 2/16/2024
Greater longevity than in the past is a good thing, as is concurrent big-picture improvement in finances. But periodic economic challenges do take place, which can spell trouble—especially for... Read More
BY Ted Godbout | 2/14/2024
There apparently is a “disconnect” between financial advisors and their retiree- and near-retiree clients on their retirement readiness, according to the results of a new survey.
The survey,... Read More
BY John Iekel | 2/13/2024
Student loan debt has long been said to be a drag on retirement saving, and a just-released report adds fuel to the fire.
Not only is student loan debt an immediate and long-term financial... Read More
BY Ted Godbout | 2/12/2024
While workplace retirement plans are becoming an expectation for employees, the results of a new survey show there are multiple areas where savers are seeking additional support.
In fact,... Read More
BY Ted Godbout | 2/12/2024
Although collective investment trust (CIT)-based target-date (TD) products were expected to overtake mutual funds in 2023 and didn’t—that may finally change, according to Sway Research’s 2024 State... Read More
BY Ted Godbout | 2/9/2024
In another of the “what a difference a year makes” cliche, a newly released study finds that, not only did 401(k) balances bounce back from 2022, but other indicators were also trending in the right... Read More
BY Ted Godbout | 2/6/2024
Despite the SECURE and SECURE 2.0 acts essentially making it free for small business owners to offer a retirement plan, new research finds that many are still harboring old excuses for not providing... Read More
BY Ted Godbout | 2/6/2024
While inflation and market volatility eased somewhat over the past year, that hasn’t necessarily resulted in a boost to American workers’ retirement and financial confidence.
According to PGIM’s... Read More
BY Ted Godbout | 2/5/2024
A recent survey that looked at how employers and benefits providers can succeed with Gen Z finds that the generation is not all that different from their older counterparts.
According to The... Read More
BY Nevin E. Adams, JD | 2/5/2024
Will your 401(k) be chopped by the Chiefs—or find gold with the 49ers?
That’s what adherents of the so-called Super Bowl Indicator[1] would likely conclude, after all. It’s a “theory” that when a... Read More
BY John Sullivan | 2/3/2024
How low is too low—especially with fee compression? The old industry joke is that fees will compress to a point where recordkeepers will eventually pay participants rather than the other way around.... Read More
BY John Sullivan | 2/2/2024
"Guys, try not to suck," TPSU and TRAU's Fred Barstein said by way of advice to his fellow panelists at the opening session of the Viking Cove Institute's Industry Leaders Summit in Phoenix, Ariz. on... Read More
BY John Iekel | 2/2/2024
Loans to pay for an education: an investment in the future, but also a drag on it. Research and recent insights suggest that while loans help fund steps intended to improve one’s position, in some... Read More
BY John Sullivan | 2/2/2024
For those who think pooled employer plans (PEP) won’t catch on, or will at least struggle against their older, entrenched single-plan counterparts, Fred Reish has some news. In 5 to 10 years, PEPs... Read More
BY Hattie Greenan | 1/30/2024
One of the optional provisions in the SECURE 2.0 Act that some employers were very excited about is the provision to allow a 401(k) match based on a participant’s student loan payment rather than... Read More
BY Ted Godbout | 1/30/2024
The Employee Benefit Research Institute (EBRI) is out with its latest projections on the amount of savings that Medicare beneficiaries may need for health care expenses in retirement—and it’s a doozy... Read More
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