News of the stock market tumble has triggered a big bump in participant trading – and almost exclusively from equities to fixed income.The Alight Solutions 401(k) Index™ shows that 401(k) trading activity has been exceptionally high in recent days, with trading on Monday almost 12 times the “normal... READ MORE

With today's greater scrutiny of both retirement plan fees and the decision-making processes of plan sponsors, many have decided to include a collective investment trust (CIT) as an investment option in their 401(k) plans.For example, data from the Investment Company Institute shows that assets... READ MORE

The nonpartisan Employee Benefit Research Institute (EBRI) has named a new President and CEO.EBRI has announced that Lori Lucas, previously Executive Vice President at Callan Associates, will take the helm at EBRI, effective immediately.Lucas, well known and well regarded in the industry, has a... READ MORE

Encouraged by the new tax reform law, more well known employers have announced plans to boost retirement plan contributions for their workers.The most recent is Anthem Inc., which says it will make a one-time $1,000 contribution to the retirement saving accounts of more than 58,000 employees and... READ MORE

A recent Alliance Bernstein survey found that plan sponsors’ awareness of their fiduciary role, much less the responsibility, has deteriorated significantly in recent years. In fact, their survey found that less than half of plan sponsors knew they were fiduciaries.Here are, in my estimation, the... READ MORE

Savers across all generations expect to increase their 401(k) contributions in the coming months, according to the results of a new survey that examines 401(k) savers’ attitudes and behaviors.T. Rowe Price’s third installment of its Retirement Savings and Spending survey finds that this is... READ MORE

A recent survey suggests that three-quarters of Americans are in the dark when it comes to 401(k) fees. Is that the case with the plans – and plan sponsors – you work with?The TD Ameritrade survey of more than 1,000 investors found that the vast majority of people either erroneously believe they do... READ MORE

New survey results show that half of American households are at risk of not being able to cover essential expenses in retirement, but the numbers improve considerably for households that use an advisor.Fidelity Investments’ 2018 Retirement Savings Assessment shows that 22% of households are in the... READ MORE

New survey results confirm that a large majority of American households are confident that the 401(k) system will help them reach their retirement goals, and are overwhelmingly opposed to proposals to reduce tax incentives for retirement.Survey results from ICI’s February 2018 research report – “... READ MORE

The American Retirement Association has taken issue with the new VCP fee structure and approach taken by the IRS, charging that it is “unfair to small employers, and will have an adverse impact on plan participants.”The comment letter, addressed to David J. Kautter, Acting Commissioner of the IRS,... READ MORE

Total monetary recoveries by the Employee Benefits Security Administration’s enforcement and oversight activity in fiscal year 2017 were up from the previous year, according to an annual fact sheet released by the agency.The federal government’s fiscal year is Oct. 1-Sept. 30.In FY 2017, EBSA... READ MORE

Will your portfolio soar with the Eagles, or get pummeled by the Patriots?That’s what adherents of the so-called Super Bowl Theory would likely conclude. The Super Bowl Theory holds that when a team from the old National Football League wins the Super Bowl, the S&P 500 will rise, and when a... READ MORE