ERISA budgets are all the rage, allowing plan sponsors to use profits from their providers to pay for plan expenses, including their advisors. But attorney Adam Cantor of Wolff Samson cautions that plan sponsors need to be careful creating and overseeing the ERISA budget. Cantor offers 10 questions... READ MORE

By Kristine J. Coffey NAPA’s inaugural DC Fly-In Forum will be held Sept. 17-18, 2013. This invitation-only event for elite advisors will be held at the Washington Court hotel and on Capitol Hill. Note the change in date to accommodate high-ranking government speakers slated to participate in the... READ MORE

Russell Investments recently announced “Adaptive Retirement Accounts,” which it heralded as the next generation of TDFs. Using data available from record keepers, Russell designs customized portfolios for participants based on age, deferral rates, salary, account balances and DB plans if applicable... READ MORE

With age comes wisdom, but so does debt. According to research by LIMRA, few Gen X and Gen Y investors believe they’re very knowledgeable about making financial decisions — though more than twice as many of them who have an advisor say they’re more confident. While people get smarter about finances... READ MORE

Fee or commission — what’s the best business model? According to research by Cerulli, it appears that the answer is “both.” The AUM of so-called “hybrid” advisors who can earn both fees and commissions grew 19.1% in 2012, while pure RIAs grew 14.7%. While the argument has raged in the DC market... READ MORE

Editor’s Note: This is the latest in a series of posts by speakers at the 2013 NAPA/ASPPA Summit, March 3-5, 2013 in Las Vegas. Joseph J. Masterson, Senior Vice President, Chief Marketing Officer, Transamerica Retirement Solutions, offers insights on what sponsors say they need help with and what... READ MORE

As part of our ongoing effort to better serve the 401(k) advisor community, we’d like to gain some new insight into our readership. So we’re asking all 401(k) advisors to take a brief, one minute survey to inform us a little about your practice. All responses are anonymous, and the results will be... READ MORE

Editor’s Note: This is the last of three in-depth interviews with the finalists for the 2013 401(k) Advisor Leadership Award. Sponsored by NAPA and ASPPA, the award reflects the multi-faceted efforts of advisors to serve their clients (both plan sponsors and participants), act as a mentor, maintain... READ MORE

Here’s another tool for your participant education tool box, courtesy of Milliman: The latest installment in their “Insight” series, “Ten things your 401(k) wants you to know,” lays out some good, solid facts and simple advice about saving for retirement via a DC plan, like the importance of... READ MORE