A new survey indicates that Americans who have monthly income from a pension or annuity are more confident about their retirement prospects – and a new coalition is rolling out a new education... Read More
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Retirement Income
BY Ted Godbout | 6/11/2018
A new report forecasts how the innovations brought on by the Pension Protection Act will continue to evolve, foreseeing a DC industry that takes on some of the traditional features of the DB industry... Read More
BY NAPA Net Staff | 6/5/2018
The good news is, Social Security isn’t projected to run short of funds any sooner than it was a year ago. That’s also the bad news.According to the annual Social Security Board of Trustees report, ... Read More
BY John Iekel | 5/8/2018
Is a glass half empty or half full? It can depend on one’s perspective. And in the case of how well retirement plans – and those saving through them – are doing, it also can depend on the data one... Read More
BY Nevin E. Adams, JD | 5/8/2018
Pundits have long worried that retirees wouldn’t have accumulated enough to live on in retirement, but the data suggests that most retirees aren’t exactly burning through their retirement savings.I... Read More
BY Ted Godbout | 4/13/2018
Enactment of the Retirement Enhancement and Savings Act (RESA) would be an important step in encouraging employers to offer DC plans and to expand access to various retirement savings options,... Read More
BY Ted Godbout | 4/13/2018
Enactment of the Retirement Enhancement and Savings Act (RESA) would be an important step in encouraging employers to offer DC plans and to expand access to various retirement savings options,... Read More
BY Nevin E. Adams, JD | 4/10/2018
One of the more memorable vacations of my youth was one that was just me, my younger brother and my grandparents. It was a driving vacation, one that had limits only in terms of its beginning and end... Read More
BY Nevin E. Adams, JD | 3/27/2018
This weekend will mark the 12th anniversary of my father’s passing. There’s sadness associated with that date, of course, but he left behind a rich legacy in friends, family, and his life’s ministry... Read More
BY Ted Godbout | 3/23/2018
Concerns about health care costs and running out of money in the later stages of retirement has led to increased interest in guaranteed lifetime income solutions, the findings in a new survey show.In... Read More
BY Nevin E. Adams, JD | 3/6/2018
There’s a new proposal being floated that proponents say would “increase retirement income security and reform Social Security.” And yes, a mandate is involved.The proposal involves something tagged... Read More
BY Nevin E. Adams, JD | 2/13/2018
Workers are routinely educated on the benefits of pre-tax savings – there is, however, another tax incentive of which most are unaware.We’re talking, of course, about the so-called Saver’s Credit;... Read More
BY Ted Godbout | 11/10/2017
Current measures of the adequacy of retirement income provide diverse answers about the state of retirement income security in the U.S., but what is the correct level?Should the retirement... Read More
BY NAPA Net Staff | 10/13/2017
The Social Security Administration on Oct. 13 announced that the monthly Social Security and Supplemental Security Income (SSI) benefits will increase 2% in 2018. The change will affect more than 66... Read More
BY Nevin E. Adams, JD | 8/29/2017
Watching the incredible, heart-rending coverage this past weekend of Hurricane Harvey’s devastation, I was reminded of a personal experience with nature’s fury.It was 2011, and we had just deposited... Read More
BY NAPA Net Staff | 7/17/2017
The good news is that the funding level of that critical financial underpinning of the nation’s retirement security didn’t decrease during the past year.On the other hand – and the bad news in the... Read More
BY NAPA Net Staff | 5/16/2017
At a recent policy forum sponsored by the Employee Benefit Research Institute, Catherine Collinson, President of the Transamerica Center for Retirement Studies, outlined five ways to “fix” the... Read More
BY Nevin E. Adams, JD | 5/11/2017
There’s been a lot of rumbling on and around Capitol Hill about a potential shift to Roth contributions for 401(k) plans as part of tax reform. So, how might that weigh on – or boost – retirement... Read More
BY NAPA Net Staff | 1/3/2017
Say you wanted to build a custom target-date fund that had an annuity component and would qualify as a qualified default investment alternative. How would you do it?The answer – or at least a... Read More
BY NAPA Net Staff | 10/20/2016
There will be a 0.3% cost-of-living adjustment (COLA) for Social Security for 2017, the Social Security Administration (SSA) announced Oct. 18.The slight increase comes after the SSA held rates for... Read More
BY Nevin E. Adams, JD | 9/20/2016
In most professional sports, the clock – the time remaining in the contest – is a factor (baseball being a notable exception – those nine innings are going to be played, regardless of how long it... Read More
BY NAPA Net Staff | 9/19/2016
A major obstacle in the acceptance of retirement income options is availability, or the lack thereof, according to a new report.Global analytics firm Cerulli Associates says that nearly all (92%) of... Read More
BY Nevin E. Adams, JD | 9/14/2016
A new plan sponsor survey offers insights into the issues regarding retirement income adoption by workplace retirement plans.More than a third of 212 plan sponsor respondents (37%) agree that... Read More
BY Nevin E. Adams, JD | 9/13/2016
One of the great concerns of our industry — when we aren’t worrying if people have saved enough for retirement — is worrying about how those savings are going to last through retirement.Enter to that... Read More
BY Nevin E. Adams, JD | 7/12/2016
If you’re a Millennial (or know one), you’ve surely heard about (or seen in action) the recent outbreak of Pokémon Go. It’s not even a week old, but it’s quickly dominating social media. If you’ve... Read More
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